USDA VS FHA in Beavercreek, Greene County, OH

For 2025, the USDA loan limit in Beavercreek, located in Greene county, OH, is $336,500, and the FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to evaluate today's USDA versus FHA top rates, determining the income, credit, reserves, and documents required for qualifying. Our advanced tool shows USDA, FHA, Conforming, and VA programs side by side, helping decide the best choice for your financial needs in .

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2025 Loan Limits and Requirements in Beavercreek, Greene, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Beavercreek, OH

Lendersa® strives to quickly and conveniently offer the best USDA or FHA loan. Choose from three starting points connecting you with matching lenders and loan programs.

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Understanding USDA Loans in OH

The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage. Available only in rural areas, this loan differs from FHA loans requiring a 3.5% down payment as it requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE We're here to help you confidently make smarter decisions about financing your home. Our Values Buying and refinancing a home should be clear and straightforward. An approachable home financing process requires expert guidance. Modern home financing problems deserve updated solutions.
  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America's Choice Mortgage Company
  • PO Box 2525, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Clear Sky Financial, LLC
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
  • Clear Sky Financial
  • 9406 Jackson Street, Burke, VA, 22015
  • Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
  • Lockport Schools Federal Credit Union
  • 360 S Transit Street, Lockport, NY, 14094
  • Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
  • Cornerstone Community FCU
  • 6485 S Transit Road, Lockport, NY, 14094
  • Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.