USDA Loan Vs. FHA loan pro & con West-Carrollton, Montgomery County, OH

In 2025, USDA loan limit in West-Carrollton, county of Montgomery, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Carrollton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 336-0284 Lender's profile and map Reviews Signature Federal Credit Union 12 Herbert St, Alexandria, VA, 22305 Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
(919) 260-6020 Lender's profile and map Reviews Carolina Ventures Mortgage LLC 3 Bypass Lane, Chapel Hill, NC, 27517 Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
(919) 929-6116 Lender's profile and map Reviews CIMG Residential Mortgage 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517 "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
(731) 836-7515 Lender's profile and map Reviews Bank of Halls 101 W. Main St., Halls, TN, 38040 At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
(800) 955-9622 Lender's profile and map Reviews National Cooperative Bank 2011 Crystal Drive, Suite 800, Arlington, VA, 22202 National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
(703) 684-1655 Lender's profile and map Reviews Burke & Herbert Bank & Trust Company 100 South Fairfax Street, Alexandria, VA, 22314 Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
(800) 374-2758 Lender's profile and map Reviews US Senate Federal Credit Union 1310 Braddock Place, Alexandria, VA, 22314 Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point. In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
(202) 366-9400 Lender's profile and map Reviews Transportation Federal Credit Union 1600 Cameron Street, Suite 200, Alexandria, VA, 22314 Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(571) 272-0350 Lender's profile and map Reviews PTO FCU 501 Dulany Street, 1st Floor, Alexandria, VA, 22314 Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
(703) 706-5000 Lender's profile and map Reviews State Department Federal Credit Union 1630 King Street, Alexandria, VA, 22314 State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
(703) 519-8880 Lender's profile and map Reviews Prestwick Mortgage Group 912 Prince Street, Alexandria, VA, 22314 The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.