FHA Vs. USDA loan program for West-Carrollton, Montgomery County, Ohio

In 2025, USDA loan limit in West-Carrollton, county of Montgomery, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Carrollton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(833) 302-1032 202 miles Lender's profile and map Reviews Central Mortgage Funding LLC 29777 Telegraph Road, Suite 3090, Southfield, MI, 48034 Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
(248) 304-2855 202 miles Lender's profile and map Reviews Hantz Financial Services Inc 26200 American Drive, Fifth Floor, Southfield, MI, 48034 Hantz Group is a Michigan-based financial services firm that serves both the individual household and the business marketplace. Hantz Group provides a comprehensive range of financial services from financial planning, to home & auto insurance, life and disability insurance, tax planning, debt strategies, estate planning, banking and investments.
(248) 417-4400 202 miles Lender's profile and map Reviews Stratford Funding 28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 864-8258 202 miles Lender's profile and map Reviews MORTGAGE RESOURCE PLUS 29201 Telegraph Rd, Suite 611, Southfield, MI, 48034 We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
(219) 947-1568 203 miles Lender's profile and map Reviews Midwest Carpenters & Millwrights Federal Credit Union 680 Union Street, Hobart, IN, 46342 The Midwest Carpenter’s and Millwright’s Federal Credit Union exists to provide quality financial services and benefits to members utilizing cooperative principals while emphasizing long term financial stability. In September of 1960, our credit union officially obtained its charter.
(219) 942-0928 203 miles Lender's profile and map Reviews Allegius Federal Credit Union 2027 East 37th Avenue, Hobart, IN, 46342 Allegius Federal Credit Union will provide our membership quality service, and competitive financial choices to help ensure their long-term financial health. Our goal is to be our member’s financial service provider of choice by providing quality service and competitive products to ensure long term financial security.
(248) 684-9626 203 miles Lender's profile and map Reviews Huron Valley State Bank 130 South Milford Road, Milford, MI, 48381 Huron Valley State Bank officially opened for business in August 2005 as Huron Valley’s first community bank. We are proud to be owned by local investors, governed by local directors and managed by people who live in and support this community. Our mission is to be the financial services provider of choice within our community.
(734) 545-8060 203 miles Lender's profile and map Reviews Green Oak Lending Group LLC 560 North Milford Road, Suite 202, Milford, MI, 48381 Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.
(248) 479-6400 203 miles Lender's profile and map Reviews Great Lakes Lending MI, LLC 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 799-9200 203 miles Lender's profile and map Reviews Bernard Financial 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076 Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
(888) 737-9277 203 miles Lender's profile and map Reviews ADM Financial Group 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076 ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.