USDA Vs. FHA Pro and Con comparison in Centerville, Montgomery County, OH
In 2025, the USDA loan cap for a single-family home in Centerville, county of Montgomery, OH is set at $336,500, whereas the FHA cap is $472,030.
You can utilize Lendersa®'s USDA loan calculator to compare top USDA and FHA rates today, helping you determine the necessary income, creditworthiness, reserves, and documentation for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loan options side by side, aiding your decision on the best financial program in Alabama for you.
2025 Loan Limits & Down Payments in Centerville, Montgomery, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Centerville, OH
Lendersa® strives to swiftly connect you with the optimum USDA or FHA loans, free of hassle. Choose from one of three initial options leading to lender matches and USDA loan programs.
The USDA mortgage, insured by the U.S. Department of Agriculture, is also known as the USDA rural development loan. Available solely in rural communities, this loan doesn't require any down payment, unlike FHA loans, which have a minimum 3.5% requirement.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.
We’ve been guided by values like honesty, integrity and loyalty every step of the way.
At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success.
Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.
Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
