In 2026, the USDA loan limit for Willard, located in Huron county, OH, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the best available USDA and FHA rates today. It helps assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to offering the best USDA or FHA loans swiftly, without hassle. Select from one of three starting points to connect with matching lenders and discover USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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