USDA Loan Vs. FHA loan for Willoughby, OH 2025

For 2025, the USDA loan limit for a single-family home in Willoughby, county of Lake, OH is $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. This tool aids in determining the income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.

USDA and FHA Lending Options in Willoughby, OH

Lendersa® is dedicated to quickly and effortlessly providing you with the best USDA or FHA loans. Start with any of the three paths that lead to lender matches and favorable USDA loan programs.

Understanding USDA Loans in OH

A USDA home loan is one backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan is exclusively offered in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

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212 203 0613 Lender's profile and map Reviews Dimension Equities 2801 Emmons Avenue, Brooklyn, NY, 11235 Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
(815) 226-2260 Lender's profile and map Reviews MembersAlliance Credit Union 2550 South Alpine Road, Rockford, IL, 61108 At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more
(815) 316-2900 Lender's profile and map Reviews Generations Credit Union 5618 Harrison Avenue, Rockford, IL, 61108 Generations Credit Union We're a solid, community based, full service credit union where you're more than just an account number. You're an owner. We'll provide you with a high quality, full line of financial services at the lowest cost and highest rate of return, delivered in a personal, friendly atmosphere. Every transaction is backed by a smile
(212) 850-4848 Lender's profile and map Reviews Emigrant Mortgage Co Inc 7 Westchester Plz, Suite 229, Elmsford, NY, 10523 Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
(865) 745-1445 Lender's profile and map Reviews Realty Mortgage Services, LLC 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807 Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
(815) 636-2100 Lender's profile and map Reviews Rockford Bell Credit Union 4225 Perryville Road, Loves Park, IL, 61111 Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(815) 282-0300 Lender's profile and map Reviews Rock Valley Credit Union 1201 Clifford Ave, Loves Park, IL, 61111 Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
(800) 734-7375 Lender's profile and map Reviews First New York Federal Credit Union 2 Wall St, Albany, NY, 12205 First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
(800) 634-2340 Lender's profile and map Reviews CAP COM Federal Credit Union 4 Winners Circle, Albany, NY, 12205 CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
(518) 446-9629 Lender's profile and map Reviews Fort Orange Funding 21 Everett Rd. Ext, Albany, NY, 12205 Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
(518) 464-4454 Lender's profile and map Reviews Stockbridge Capital, LLC 1698 Central Avenue, Albany, NY, 12205 Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.