FHA Vs. USDA loan program for Willoughby, Lake County, Ohio

In 2025, USDA loan limit in Willoughby, county of Lake, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Willoughby, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 693-6968 1044 miles Lender's profile and map Reviews Kumar Home Mortgge 1340 Otter Way, Coppell, TX, 75019 We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs. In other words we help you shopping by comparing different rates from lenders.
(972) 591-8300 1044 miles Lender's profile and map Reviews AmeriFund 620 Forest Hill Drive, Coppell, TX, 75019 AmeriFund Funding Corporation. Main Office in Coppell, Texas. For more than 23 years Texas based AmeriFund has been providing the guaranteed lowest interest rates and the easiest and quickest application process in the industry. Cutting edge technology the highest locked loan delivery rates in the industry enable us.
(972) 393-1404 1044 miles Lender's profile and map Reviews Watkins Mortgage 549 E. Sandy Lake Rd, Suite 200, Coppell, TX, 75019 Watkins Mortgage we strive to differentiate ourselves from other mortgage companies by putting the needs of the borrowers first. To use our experience and vast knowledge to advise our clients while listening to their needs. To remind ourselves that owning a home is liberating and encouraging to everyone.
(972) 310-9136 1044 miles Lender's profile and map Reviews NXT Mortgage 137 TX-121, Suite 115, Coppell, TX, 75019 NXT Mortgage Company is a different breed of mortgage company. We are people-focused, rather than profit driven. We donate 10% of our profits to organizations selected by our clients, we offer our team members more profit-sharing opportunities, and our clients save money via the best mortgage options.
(214) 413-5588 1044 miles Lender's profile and map Reviews LibertyOne Credit Union 1100 Commerce Street, Suite 615, Dallas, TX, 75242 LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
(469) 398-4800 1045 miles Lender's profile and map Reviews Texas Security Bank 1212 Turtle Creek Boulevard, Dallas, TX, 75207 Texas Security Bank's mission is to Elevate the Champions of Free Enterprise. The way we see it, our best asset is you. Being an independent bank gives us a different perspective. Most banks are institutional. We're entrepreneurial. We're not another branch of another mega bank. We're part of this community
(972) 410-0432 1045 miles Lender's profile and map Reviews Chartwell American Mortgage, LLC 800 Parker Square, Suite 205, Flower Mound, TX, 75028 Chartwell American Mortgage We strive to be your home lender for life. When venturing into the home finance arena, you need someone that has the experience and relationships to navigate you through the process. Find out how we can help. and camloans.com is your online resource for personalized mortgage solutions.
(469) 635-7555 1045 miles Lender's profile and map Reviews J Philips Mortgage, Inc. 3020 Corporate Court, Suite 500, Flower Mound, TX, 75028 J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.
(281) 444-7071 1045 miles Lender's profile and map Reviews Creekview Realty 3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028 Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
(972) 318-1060 1045 miles Lender's profile and map Reviews Lamar National Bank 100 Plaza Place, Suite 100, Northlake, TX, 76226 Lamar National Bank started in 1980 in Paris, TX, by businessmen who saw an opportunity for Relationship Banking and supporting the needs of the community. We are dedicated to building a culture of care in the community we serve and helping others find their path to success. We build lifelong, multigenerational relationships
(972) 814-1600 1045 miles Lender's profile and map Reviews Greater Texas Mortgage Company 3237 Stonecrop Trail, Argyle, TX, 76226 our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.