USDA Vs. FHA Pro and Con comparison in Eastlake, Lake County, OH

In 2025, the USDA loan limit in Eastlake, located in Lake county, OH, is set at $336,500. For FHA loans for a single-family home, the limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, aiding you in choosing the most suitable program for your financial requirements in .

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2025 Loan Limits and Downpayment Requirements in Eastlake, Lake, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Eastlake, OH

Lendersa® aims to quickly find you the best USDA or FHA loan without hassle. Choose one of three ways to connect with lenders and access USDA programs.

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Understanding USDA Loans in OH

The USDA home loan, backed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment at all, making them particularly attractive for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Indiana State University Credit Union
  • 444 N 3rd Street, Terre Haute, IN, 47807
  • ISU Credit Union, a not-for-profit financial institution owned and operated by its members, in no way resembles the modest means with which it first began. Chartered in 1960, ISU Credit Union was organized by a small group of faculty at Indiana State University who were familiar with the benefits of a credit union.
  • RESONATE MORTGAGE INC
  • 140 N Barrington Rd, Suite 5, Streamwood, IL, 60107
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Community Bankers’ Bank
  • 2601 Promenade Parkway, Midlothian, VA, 23113
  • CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.
  • New City Commercial Capital
  • 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
  • New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
  • Orchard Hill Mortgage Company
  • 261 Old York Road, Suite 719, Jenkintown, PA, 19046
  • Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Joonago Mortgage Services
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  • At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.
  • Wisconsin Mortgage Group LLC
  • 306 N 76th Street, Milwaukee, WI, 53213
  • Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Central Loan Company LLC
  • 2607 N. Main St., Annandale, NJ, 08801
  • Central Loan Company and its staff take pride in offering “old fashion service” to the residents of Dona Ana County and its surrounding areas. Founded in 1954 as one of a handful of independently owned finance companies in Las Cruces; the business was started with three pioneer families of Gutierrez, Chavarria and Smith
  • Go Mortgage Group, LLC
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  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
  • Academy Mortgage, Inc
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  • Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
  • Home Loan Zone, Inc
  • 400 N Ridge Road, Suite 200, Henrico, VA, 23229
  • Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms