USDA Loan Vs. FHA loan for Willoughby-Hills, OH [Lake County Rates 2023]

In 2025, USDA loan limit in Willoughby-Hills, county of Lake, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Willoughby-Hills, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 979-4100 231 miles Lender's profile and map Reviews Maxelle Mortgage 7019 Miami Avenue, Madeira, OH, 45243 We offer fanatically personalized service, delivering the perfect loan for you and your family Maxelle Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.
(616) 559-7000 231 miles Lender's profile and map Reviews United Bank of Michigan 900 East Paris Ave SE, Grand Rapids, MI, 49546 United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
(888) 672-5626 231 miles Lender's profile and map Reviews Northpointe Bank 3333 Deposit Drive NE, Grand Rapids, MI, 49546 Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
(616) 977-7900 231 miles Lender's profile and map Reviews Northwind Financial Corporation 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546 Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
(616) 974-9710 231 miles Lender's profile and map Reviews Team Mortgage Company 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546 We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
(616) 942-9630 231 miles Lender's profile and map Reviews Preferred Credit Union 3767 Sparks Dr SE, Grand Rapids, MI, 49546 Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
(616) 734-6099 231 miles Lender's profile and map Reviews Red Oak Capital 625 Kenmoor Ave SE, Suite 200, Grand Rapids, MI, 49546 Red Oak Capital Holdings, LLC is a family of commercial real estate finance and investment companies that includes Red Oak Financial, LLC, Red Oak Holdings Management, LLC, and Red Oak Capital GP, LLC. The Michigan-headquartered firm is anchored on a strong team that collectively delivers over 100 years of commercial real estate lending
(717) 789-3213 231 miles Lender's profile and map Reviews The Bank of Landisburg 100 North Carlisle Street, Landisburg, PA, 17040 The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.
(304) 746-5111 231 miles Lender's profile and map Reviews "Charleston Postal Federal Credit Union" 1000 Centre Way, Room 3-47, Charleston, WV, 25309 Charleston Postal Federal Credit Union has been open since 1993. The credit union has assets totaling $4.65 Million and provides banking services to more than 800 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
(888) 677-7869 231 miles Lender's profile and map Reviews Orrstown Bank 77 East King Street, Shippensburg, PA, 17257 Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
(513) 559-1234 231 miles Lender's profile and map Reviews Greater Cincinnati Credit Union 7221 Montgomery Rd, Cincinnati, OH, 45236 Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
(513) 985-4010 231 miles Lender's profile and map Reviews Sibcy Cline Mortgage Services 8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236 Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.