USDA Loan Vs. FHA loan for Willoughby-Hills, OH [Lake County ]

In 2025, the USDA loan limit in Willoughby-Hills, Lake county, OH, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA versus FHA rates today and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator gives a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you decide which program is best tailored to your financial needs in .

Exploring USDA and FHA Loan Options in Willoughby-Hills, OH

The aim of Lendersa® is to quickly connect you with the ideal USDA or FHA loans without hassle. Start with one of three options to match with lenders and explore USDA loan opportunities.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in OH

A USDA home loan, secured by the government Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, exclusively available to rural areas. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

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(503) 445-6033 Lender's profile and map Reviews PDX Home Loan 4640 SW Macadam Ave, Suite 90, Portland, OR, 97239 Finding and financing your home is a huge investment in time and money. Your home equity should enhance your financial future. Not be a burden. Unfortunately, most home owners miss out on wealth-building opportunities because the industry just isn’t set up to help them make smart borrowing decisions.
(503) 705-5014 Lender's profile and map Reviews Schmidt Home Loans 4700 S Macadam Avenue, Portland, OR, 97239 Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,
(503) 223-6166 Lender's profile and map Reviews Summit Mortgage Corporation 4700 S Macadam Avenue, Portland, OR, 97239 Summit Mortgage Corporation has been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves on that fact. We’re locally owned and operated, so we understand what matters to people who live here. We’re also connected to mortgage banking resources nationwide.
(503) 221-0064 Lender's profile and map Reviews Associated Mortgage Group, Inc. 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239 Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.
(503) 690-1970 Lender's profile and map Reviews Altamont Mortgage Funding, Inc 4380 SW Macadam Ave, Suite 125, Portland, OR, 97239 Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
(503) 636-4800 Lender's profile and map Reviews Community Financial Corporation 412 A Ave, Suite 150, Lake Oswego, OR, 97034 Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington. We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
(503) 752-2357 Lender's profile and map Reviews Avelloe Mortgage Corporation 415 State Street, Suite 190, Lake Oswego, OR, 97034 Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
(503) 816-4602 Lender's profile and map Reviews Newland Mortgage 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034 Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
323-396-1569 Lender's profile and map Reviews Star Business Lending 1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017 We have tailor-made private, commercial, conventional, and hard money at your fingertips. Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
(888) 308-0986 Lender's profile and map Reviews CTBC Bank Corp. (USA) 801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017 CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.
(888) 616-8188 Lender's profile and map Reviews Royal Business Bank 1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017 At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
(800) 557-4192 Lender's profile and map Reviews Mount Zion Financial 800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017 Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.