FHA Vs. USDA loan program for Willoughby-Hills, Lake County, Ohio

In 2025, the USDA loan limit in Willoughby-Hills, Lake county, OH, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to assess the most competitive USDA versus FHA rates today and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator gives a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you decide which program is best tailored to your financial needs in .

Exploring USDA and FHA Loan Options in Willoughby-Hills, OH

The aim of Lendersa® is to quickly connect you with the ideal USDA or FHA loans without hassle. Start with one of three options to match with lenders and explore USDA loan opportunities.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in OH

A USDA home loan, secured by the government Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, exclusively available to rural areas. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

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(212) 967-7425 Lender's profile and map Reviews New York Community Bank 615 Merrick Ave, Westbury, NY, 11590 New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
(877) 372-4428 Lender's profile and map Reviews Meadowbrook Financial Mortgage Bankers Corp. 1600 Stewart Ave, Suite 701, Westbury, NY, 11590 Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
(800) 964-5363 Lender's profile and map Reviews Mid-Island Mortgage Corp 900 Merchants Concourse Suite #112, Westbury, NY, 11590 Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate" and, since we are highly competitive with our rates
516-535-0015 Lender's profile and map Reviews ACRES Capital 865 Merrick Ave. 2nd Floor S., Westbury, NY, 11590 ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
(516) 408-7300 Lender's profile and map Reviews Cliffco Mortgage Bankers 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553 Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
(516) 506-4200 Lender's profile and map Reviews Arbor Realty Trust 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553 Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
646 552 7701 Lender's profile and map Reviews Adroc Capital 625 RXR Plaza, Uniondale, NY, 11556 ### Welcome to Adroc Capital #### Your Partner in Financial Growth ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling
(877) 226-5873 Lender's profile and map Reviews Flushing Bank 260e Rxr Plaza, Uniondale, NY, 11556 Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
(217) 935-2148 Lender's profile and map Reviews First National Bank and Trust Company 2 Kelli Court, Clinton, IL, 61727 First National Bank and Trust Company provides generations of customers with personalized banking experiences at every opportunity. Through lifelong learning, exceptional service and the use of technology; we offer our community secure banking options with profitable growth. Member FDIC.
(217) 935-9470 Lender's profile and map Reviews DeWitt Savings Bank 302 W Main Street, Clinton, IL, 61727 Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.
(608) 882-5200 Lender's profile and map Reviews UNION BANK & TRUST COMPANY PO Box 409, Evansville, WI, 53536 Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
(919) 477-0696 Lender's profile and map Reviews Vision Financial FCU 214 Pacific Avenue, Durham, NC, 27704 Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.