USDA Vs. FHA Pro and Con comparison in Boardman, Mahoning County, OH
As of 2026, the USDA loan limit in Boardman, part of the county of Mahoning, OH is $285,000, while for a single-family home, the FHA limit is $356,362.
Employ the Lendersa® USDA loan calculator to assess and compare today's top rates for USDA versus FHA loans. It will help you determine the necessary income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama is the best fit for your financial situation.
2026 Loan Limits and Down Payment Details in Boardman, County of Mahoning, OH
Loan Type
Maximum Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Boardman, OH
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loans without any hassle. Choose one of three initial strategies that engage with matching lenders and USDA loan programs tailored to your needs.
The USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
Lends in Ohio
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
1690 South Canfield Niles Road, Youngstown, OH, 44515
Lends in Ohio
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
15 Colonial Drive, Suite 14, Youngstown, OH, 44505
Lends in Ohio
Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
