USDA Vs. FHA your options comparison in Boardman, Mahoning County, OH

As of 2025, the USDA loan limit in Boardman, part of the county of Mahoning, OH is $285,000, while for a single-family home, the FHA limit is $356,362.

Employ the Lendersa® USDA loan calculator to assess and compare today's top rates for USDA versus FHA loans. It will help you determine the necessary income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama is the best fit for your financial situation.

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2025 Loan Limits and Down Payment Details in Boardman, County of Mahoning, OH

Loan Type Maximum Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Boardman, OH

The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loans without any hassle. Choose one of three initial strategies that engage with matching lenders and USDA loan programs tailored to your needs.

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Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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