USDA and FHA Pro and Con in Altus, Jackson County, OK

In the year 2025, the USDA loan limit in Altus, within the county of Jackson, OK, is established at $336,500. Meanwhile, the FHA loan limit for a single-family home is at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the leading USDA versus FHA rates available today. This tool will help you pinpoint the income, credit score, reserves, and required documents to qualify effectively. Through our superior mortgage calculator, you can effortlessly compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which option in Alabama aligns best with your unique financial situation.

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2025 Loan Limits and Down Payment Requirements in Altus, County of Jackson, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Altus, OK

The objective of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you, eliminating unnecessary hurdles. Choose one of three starting paths that facilitate alignment with lenders, as well as available USDA loan programs.

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Understanding What a USDA Loan Entails in OK

A USDA home loan is a financial product backed by the government through the Department of Agriculture, commonly known as a USDA rural development loan or mortgage. This option is available exclusively in rural areas. Contrasting with FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.

The benefits of this USDA offering are most suited for those in qualified rural regions seeking to purchase a home without the burden of extensive up-front payments. Additionally, the streamlined process ensures accessibility and ease for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
  • Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
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  • Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
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