USDA and FHA Pro and Con in Frederick, Tillman County, OK

In 2026, the USDA loan limit in Frederick, Tillman, OK is $336,500, while for FHA it is $472,030 for single-family homes.

Use Lendersa®'s USDA loan calculator to compare current USDA vs. FHA rates and identify the income, credit, reserves, and documents required for qualification. Our mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting your financial planning in .

Browse loan offers from a variety of 100 lenders

Loan Limits and Down Payments in Frederick, Tillman, OK, 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Options in Frederick, OK

Lendersa® seeks to promptly secure the best USDA or FHA loans for you. Choose one of three ways to find lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OK

The USDA home loan, supported by the government's Agriculture Department, is also known as the USDA rural development loan or mortgage and is designed for rural areas. FHA loans require a minimum 3.5% down payment, but USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Frederick Lenders

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Lends in Oklahoma
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.

  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Lends in Oklahoma
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area

  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Lends in Oklahoma
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations

  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Lends in Oklahoma
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.

  • FSNB, National Association
  • PO Box 33009, Fort Sill, OK, 73503
  • Lends in Oklahoma
  • FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies

  • COMANCHE COUNTY FEDERAL CREDIT UNION
  • 916 W Gore Boulevard, Lawton, OK, 73501
  • Lends in Oklahoma
  • Comanche County Federal Credit Union has been open since 1964. The credit union has assets totaling $33.98 Million and provides banking services to more than 4, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Lends in Oklahoma
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
    We believe in hard work, can-do attitudes, and helping people get ahead.
    Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.