USDA Loan Vs. FHA loan for Sayre, OK 2025

In 2025, USDA loan limit in Sayre, county of Beckham, OK is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sayre, OK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oklahoma?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 659-5544 Lender's profile and map Reviews First National Bank 729 West 7th Avenue, Spearman, TX, 79081 A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
(405) 235-3030 Lender's profile and map Reviews WEOKIE Federal Credit Union PO Box 26090, Oklahoma City, OK, 73127 WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
(405) 789-1110 Lender's profile and map Reviews First Bethany Bank & Trust 6500 Northwest 39th Expressway, Bethany, OK, 73008 First Bethany Bank & Trust has been owned and managed by the same family since 1967. Our commitment to customer service with integrity, consistency, and personal attention is the driving culture of First Bethany Bank and it has been the basis of the way we’ve done business for more than a century.
(940) 463-5543 Lender's profile and map Reviews Miracle Mortgage 2404 Rockhill Rd, Wichita Falls, TX, 76306 At Miracle Mortgage, our passion is helping you finance the home of your family’s dreams! debbie is the owner of the firm, If you are looking for a place to hang your heart. After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie knows that having your home hug
(405) 643-6645 Lender's profile and map Reviews Fox Mortgage 4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142 When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal. We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
(405) 242-6066 Lender's profile and map Reviews Dalton Mortgage Group 5120 Gaillardia Corporate Place, Oklahoma City, OK, 73142 Dalton Mortgage Group for your mortgage needs! At DMG we use the most up to date technology and security measures to insure that your applications taken through this web site are easy to understand and encrypted at the highest level. We pride ourselves on offering the highest in customer service.
(479) 250-7257 Lender's profile and map Reviews NexGen Home Loans Inc 6009 N Meridian Pl, Oklahoma City, OK, 73122 NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
(580) 327-5500 Lender's profile and map Reviews Community Bank 1729 College Boulevard, Alva, OK, 73717 Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
(580) 327-1122 Lender's profile and map Reviews BancCentral 604 Flynn Street, Alva, OK, 73717 BancCentral National Association, founded in 1919, offers a range of depository and lending services. BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919. We will customize a trust specifically for your needs and Confidential
(940) 691-0000 Lender's profile and map Reviews First Bank. 4110 Kell Blvd, Wichita Falls, TX, 76309 First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
(405) 232-8288 Lender's profile and map Reviews Teachers Credit Union OK 2300 NW 23rd Street, Oklahoma City, OK, 73107 Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(405) 840-4663 Lender's profile and map Reviews Home Companies Mortgage 500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107 At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy