USDA and FHA Pro and Con in Hobart, Kiowa County, OK
In the year 2026, the USDA loan limit set for Hobart in the county of Kiowa, OK, is $336,500. Comparatively, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, and identify the income, credit, reserves, and documents needed for approval. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the ideal fit for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Hobart, Kiowa, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Hobart, OK
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly and without trouble. Choose from three starting points that link you with lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.
On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.
Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations
We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
The City National Bank and Trust Company of Lawton, Oklahoma
500 SW D Ave, Lawton, OK, 73502
Lends in Oklahoma
Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
