USDA Vs. FHA your options comparison in Hobart, Kiowa County, OK
In the year 2025, the USDA loan limit set for Hobart in the county of Kiowa, OK, is $336,500. Comparatively, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, and identify the income, credit, reserves, and documents needed for approval. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the ideal fit for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Hobart, Kiowa, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Hobart, OK
Lendersa® aims to provide you with the most advantageous USDA or FHA loan swiftly and without trouble. Choose from three starting points that link you with lenders and USDA loan options.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
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