USDA VS FHA in Anadarko, Caddo County, OK

In 2026, the USDA loan cap in Anadarko, located in Caddo county, OK, is established at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to juxtapose the very latest USDA versus FHA optimal rates and ascertain the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, view USDA, FHA, Conforming, and VA programs juxtaposed, enabling you to select the most suitable option for your financial landscape in .

Examine loan offers supplied by 100 lenders

Loan Limitations and Down Payment Requirements for 2026 in Anadarko, Caddo county, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Anadarko, OK

Lendersa® is dedicated to swiftly delivering the most suitable USDA or FHA loan without complexity. Choose from three initial pathways that connect you with lenders specializing in USDA loan offerings.

Outcomes of USDA loan requests via Lendersa

Understanding USDA Loans in OK

The USDA home loan, endorsed by the Department of Agriculture, alternatively known as the USDA rural development loan or USDA mortgage, is offered exclusively in rural neighborhoods. Unlike FHA loans that necessitate a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Anadarko Lenders

  • First State Bank
  • PO Box 827, Anadarko, OK, 73005
  • Lends in Oklahoma
  • First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,

  • Cooperative Employees Credit Union
  • 701 NE 7th Street, Anadarko, OK, 73005
  • Lends in Oklahoma
  • Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic

  • COMMUNITY BANK OF OKLAHOMA
  • 101 West Highway 62, Verden, OK, 73092
  • Lends in Oklahoma
  • Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.

  • Washita Valley Bank
  • 220 Hazlett Street, Fort Cobb, OK, 73038
  • Lends in Oklahoma
  • Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.

  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Lends in Oklahoma
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.

  • The First National Bank and Trust Co.
  • 302 W Chickasha Ave, Chickasha, OK, 73018
  • Lends in Oklahoma
  • At First National Bank & Trust Co. We have expertise in the widest range of banking services you’ll find in the area — Treasury Management, Trust Services, the full array of lobby and digital-platform banking services, and more. Best of all, we are your neighbors. Our bankers live and work near each of our 12 banking centers.

  • The First National Bank of Fletcher
  • 401 W. Cole, Fletcher, OK, 73541
  • Lends in Oklahoma
  • The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.

  • Bank of Hydro
  • 146 West Main Street, Hydro, OK, 73048
  • Lends in Oklahoma
  • We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.

  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Lends in Oklahoma
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations