USDA Loan Vs. FHA loan pro & con Lone-Grove, Carter County, OK

In 2026, the loan limit for USDA in Lone-Grove, situated in the county of Carter, OK, is $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine what income, credit, reserves, and documentation are necessary to qualify. Our comprehensive mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options to guide you toward the best choice for your financial situation in .

USDA and FHA Loan Opportunities in Lone-Grove, OK

The aim of Lendersa® is to swiftly secure the optimum USDA or FHA loan without any complications. Choose one of three entry points to find matching lenders and access USDA loan programs.

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What Defines a USDA Loan in OK?

The USDA home loan, overseen by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

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Lone-Grove Lenders
(580) 226-6222 Lender's profile and map American Nation Bank 1901 North Commerce, Ardmore, OK, 73401 Lends in Oklahoma American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
(580) 223-1111 Lender's profile and map First National Bank and Trust Company of Ardmore 405 West Main Street, Ardmore, OK, 73401 Lends in Oklahoma Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
(580) 226-4610 Lender's profile and map Citizens Bank & Trust Company 1100 N Commerce St, Ardmore, OK, 73401 Lends in Oklahoma Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
(580) 223-4663 Lender's profile and map Green Mortgage Company 2007 N. Commerce St, Ardmore, OK, 73401 Lends in Oklahoma "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
(580) 228-2326 Lender's profile and map The First Farmers National Bank of Waurika 319 E D Ave, Suite 3227, Waurika, OK, 73573 Lends in Oklahoma With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
(580) 255-3550 Lender's profile and map Endurance FCU 703 S 9th Street, Duncan, OK, 73533 Lends in Oklahoma EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
(580) 252-2265 Lender's profile and map First Bank & Trust Co. 923 W. Main St, Duncan, OK, 73533 Lends in Oklahoma At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.