USDA Vs. FHA your options comparison in Bethel-Acres, Pottawatomie County, OK

In 2025, the USDA loan limit for Bethel-Acres in Pottawatomie county, OK, is $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's premium USDA and FHA rates, and identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows for side-by-side evaluation of USDA, FHA, Conforming, and VA programs, helping you determine the best fit for your financial situation in .

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Loan Limits and Downpayment Requirements in Bethel-Acres, Pottawatomie, OK for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Bethel-Acres, OK

Lendersa® is committed to rapidly securing the best USDA or FHA loans without hassle. Choose one of three starting points to align with lenders and access USDA loan programs.

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Understanding USDA Loans in OK

The USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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