FHA Vs. USDA loan program for Harrah, Oklahoma County, Oklahoma

For 2026, in Harrah, located in Oklahoma county, OK, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh the most favorable USDA against FHA rates today and determine the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you visually compare USDA, FHA, Conforming, and VA options, aiding in deciding the best program for your financial needs in .

Exploring USDA and FHA loan options in Harrah, OK

At Lendersa®, our aim is to swiftly secure the best USDA or FHA loan without hassle. Choose one of three avenues that effectively pair you with lenders and USDA loan options.

Visual representation of Lendersa USDA loan requests and matches

Defining USDA Loans in OK

The USDA home loan, supported by the Department of Agriculture, is also labeled as the USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage allows for zero down payment.

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Harrah Lenders
(405) 732-4571 Lender's profile and map FNB Community Bank 2911 S Air Depot Blvd, Oklahoma City, OK, 73110 Lends in Oklahoma Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
(405) 478-0046 Lender's profile and map Energize Credit Union 2325 East I-44 Service Road, Oklahoma City, OK, 73111 Lends in Oklahoma Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
(405) 212-4567 Lender's profile and map Department of Public Safety Federal Credit Union 3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111 Lends in Oklahoma In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
(405) 230-1328 Lender's profile and map Focus Federal Credit Union 420 N.E. 10th Street, Oklahoma City, OK, 73104 Lends in Oklahoma In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
(405) 308-4208 Lender's profile and map Progressive Financial Services Corp 424 NE 2nd Street, Oklahoma City, OK, 73104 Lends in Oklahoma The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(405) 848-2001 Lender's profile and map FIRST NATIONAL BANK OF OKLAHOMA 5101 N. Western Avenue, Oklahoma City, OK, 73154 Lends in Oklahoma Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
(405) 431-8630 Lender's profile and map BlackRock Mortgage Company LLC 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143 Lends in Oklahoma BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
(405) 524-6467 Lender's profile and map Oklahoma Federal Credit Union 517 NE 36th Street, Oklahoma City, OK, 73105 Lends in Oklahoma Oklahoma FCU is a financial institution that was founded with the mission: not for profit, not for charity, but for service. The credit union began as Safeway Oklahoma City Federal Employees Credit Union in March of 1951. In 1981, the Board of Directors decided the needed a new location & in 1982, the credit union was moved to its current branch.
(405) 557-0167 Lender's profile and map Credit Union One of Oklahoma 3330 N Lincoln Blvd, Oklahoma City, OK, 73105 Lends in Oklahoma Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a