USDA and FHA Pro and Con in Shawnee, Pottawatomie County, OK

In 2026, the USDA loan limit for Shawnee, within Pottawatomie county, OK, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining what income, credit, reserves, and documents are needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help decide which program in is best for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Shawnee, Pottawatomie, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Shawnee, OK

The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Begin by choosing one of three pathways to find matching lenders and USDA loan options.

Results from Lendersa's USDA loan requests and matches

Understanding USDA Loans in OK

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any.

Enter your location to find out if it qualifies for USDA rural housing loan?



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