In 2025, the USDA loan limit for Bixby in Tulsa, OK, is $336,500, while the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal at Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting pathways to match lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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