USDA VS FHA in Broken-Arrow, Tulsa County, OK

For 2026, the USDA loan limit for Broken-Arrow, located in Tulsa county, OK, is $285,000. Concurrently, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates, identifying necessary income, credit, reserves, and documents for eligibility. With our comprehensive mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help decide which program in best fits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Broken-Arrow, Tulsa, OK

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Broken-Arrow, OK

Lendersa® aims to secure the most favorable USDA or FHA loan for you efficiently and effortlessly. Begin by choosing one of three starting points that link to matching lenders and USDA loan programs.

Results of Lendersa's USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively offered in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Broken-Arrow Lenders

  • Tower Loans
  • 24224 E Hwy 51, Broken Arrow, OK, 74014
  • Lends in Oklahoma
  • Tower Loan opens and experiences prosperity and growth. The consumer finance industry was in its infancy.After World War II, Tower sold its offices to various employees within the company. The Jackson, Mississippi, South State Street Office of the original Tower group was purchased by Ed and Kate Clark.

  • Concord Capital
  • 21192 E 112th St S, Broken Arrow, OK, 74014
  • Lends in Oklahoma
  • Our company was founded in Owasso, Oklahoma as a way to assist friends, neighbors, and the community to own affordable homes without sacrificing quality craftsmanship, energy-efficiency, or aesthetics. Our Oklahoma roots and values are reflected in all aspects of our company, including in the products we offer, our choice of vendors.

  • The First National Bank of Coweta
  • 106 S Broadway St, Coweta, OK, 74429
  • Lends in Oklahoma
  • Early in the 1840’s; a small settlement began to spring up along a small creek in Indian Territory near the “Three Forks” of the Arkansas, Verdigris and Grand Rivers. The settlement, Coweta, had been named after a Creek Indian settlement in Georgia as the area was largely populated with Creek Indians as a result of the removal

  • The First National Bank and Trust Company of Broken Arrow
  • 121 South Main, Broken Arrow, OK, 74012
  • Lends in Oklahoma
  • In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.

  • AVB Bank
  • 322 S. Main Street, Broken Arrow, OK, 74012
  • Lends in Oklahoma
  • AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa.

    With a strong commitment to community service, sound lending practices,

  • Western Sun Federal Credit Union
  • 4620 W. Kenosha Street, Broken Arrow, OK, 74012
  • Lends in Oklahoma
  • Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union.

    In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt

  • Mabrey Bank
  • 11402 S Memorial Dr, Bixby, OK, 74008
  • Lends in Oklahoma
  • The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.

  • OK Members First Federal Credit Union
  • 10832 E 31st Street, Tulsa, OK, 74146
  • Lends in Oklahoma
  • Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.

  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Lends in Oklahoma
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a