USDA and FHA Pro and Con in Broken-Arrow, Tulsa County, OK
For 2025, the USDA loan limit for Broken-Arrow, located in Tulsa county, OK, is $285,000. Concurrently, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates, identifying necessary income, credit, reserves, and documents for eligibility. With our comprehensive mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help decide which program in best fits your financial needs.
2025 Loan Limits and Downpayment Requirements in Broken-Arrow, Tulsa, OK
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Broken-Arrow, OK
Lendersa® aims to secure the most favorable USDA or FHA loan for you efficiently and effortlessly. Begin by choosing one of three starting points that link to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively offered in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement.
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