USDA Vs. FHA your options comparison in Tulsa, Tulsa County, OK

In 2025, the USDA loan limit for Tulsa in Tulsa, OK, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, pinpointing required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best meets your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Tulsa, Tulsa, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Options for USDA and FHA Loans in Tulsa, OK

Lendersa® is dedicated to finding you the best USDA or FHA loan efficiently and simply. Begin by choosing one of three routes that link you with matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, insured by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • peterdelea
  • 1087 Beacon Street, Suite 202, Newton Center, MA, 02459
  • PETER DELEA is an experienced and seasoned loan officer with over $1 Billion in individual residential mortgage originations and over $2 Billion in team originations. Let me guide you to the right mortgage. PETER closely monitor his client's accounts to provide real-time market updates for new opportunities.
  • Mortgages Inc
  • 181 Wells Avenue, Newton Center, MA, 02459
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.
  • Weston Loan Group LLC
  • 1087 Beacon, Suite 202, Newton Center, MA, 02459
  • "Founded in 2005, the key to our success has been a combination of consistently offering the lowest possible mortgage rates and above all providing outstanding customer service. We take pride in treating our clients with honesty, integrity and transparency. We want to get to know you so that one of our seasoned loan officers can offer"
  • IND Mortgage LLC
  • 233 Needham Street, Suite 300, Newton Center, MA, 02459
  • IND Mortgage is a boutique broker committed to helping borrowers secure a loan: for residential, investment, commercial or small business. Whether you are a buying or refinancing, consolidating debt, or investing in real estate, our experienced team is dedicated to help you accomplish your personal and business goals.
  • MortgagePlus
  • 3100 Ridge Pass Drive, Cameron Park, CA, 95682
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vision Mortgage, Inc.
  • 3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
  • Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.
  • Marquis Mortgage
  • 3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
  • We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Mocse Credit Union
  • 3600 Coffee Rd, Modesto, CA, 95355
  • When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
  • Pride Rock Mortgage LLC
  • 31 Lowell Rd, Windham, NH, 03087
  • Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits
  • Energy Credit Union
  • 156 Spring Street, West Roxbury, MA, 02132
  • At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
  • NorthEast Mortgage Associates Inc
  • 1996 Centre Street, West Roxbury, MA, 02132
  • At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.