USDA VS FHA in Catoosa, Rogers County, OK

In 2026, the USDA loan limit for a single-family home in Catoosa, within Rogers county, OK, is $336,500. Meanwhile, the FHA limit is set at $472,030.

Use the Lendersa® USDA loan calculator to examine today's USDA vs. FHA rate competitiveness, and ascertain the income, credit, reserves, and documents required to qualify. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA side by side, helping you to identify which program in best suits your financial needs.

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Loan limits and downpayment requirements for 2026 in Catoosa, county of Rogers, OK

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loans in Catoosa, OK

Lendersa® aims to simplify the process of obtaining the perfect USDA or FHA loan. Choose from three starting options to connect with matching lenders and USDA loan options.

Lendersa USDA loan inquiry and matching outcomes

Understanding the USDA Loan in OK

The USDA home loan, also known as a USDA rural development or USDA mortgage, is a government-backed initiative provided by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Catoosa Lenders

  • Space Age Tulsa Federal Credit Union
  • 11310 E Pine Street, Tulsa, OK, 74116
  • Lends in Oklahoma
  • Space Age Tulsa Federal Credit Union offers complete financial services including saving deposits, CDs, loans, online banking and other convenient services to meet all of your family's financial needs. As a member Space Age Tulsa Federal Credit Union, you can enjoy all the benefits credit union memberships have to offer.

  • Fraternal Order of Police Federal Credit Union
  • 10110 E 11th Street, Tulsa, OK, 74128
  • Lends in Oklahoma
  • Fraternal Order of Police Federal Credit Union was incorporated May 26, 1941 with $15, 000 capital. The operations began in the back pocket of an officer. Things change! One thing that hasn’t is our commitment & dedication to you the member. You are an owner or partner in this not for profit, not for charity, but for service financial institution.

  • First Bank of Owasso
  • 8601 North Garnett Road, Owasso, OK, 74055
  • Lends in Oklahoma
  • Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.

  • The First National Bank and Trust Company of Broken Arrow
  • 121 South Main, Broken Arrow, OK, 74012
  • Lends in Oklahoma
  • In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.

  • AVB Bank
  • 322 S. Main Street, Broken Arrow, OK, 74012
  • Lends in Oklahoma
  • AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa.

    With a strong commitment to community service, sound lending practices,

  • Western Sun Federal Credit Union
  • 4620 W. Kenosha Street, Broken Arrow, OK, 74012
  • Lends in Oklahoma
  • Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union.

    In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt

  • American Mortgage Professionals, LLC
  • 12899 E. 76th St. N, Suite 102, Owasso, OK, 74055
  • Lends in Oklahoma
  • American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.

  • RCB Bank
  • 300 W. Patti Page Blvd, Claremore, OK, 74018
  • Lends in Oklahoma
  • RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.

    RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.

  • Tower Loans
  • 24224 E Hwy 51, Broken Arrow, OK, 74014
  • Lends in Oklahoma
  • Tower Loan opens and experiences prosperity and growth. The consumer finance industry was in its infancy.After World War II, Tower sold its offices to various employees within the company. The Jackson, Mississippi, South State Street Office of the original Tower group was purchased by Ed and Kate Clark.