In the year 2025, the USDA loan limit for Chandler, located in Lincoln county, OK, is set at $336,500. Meanwhile, the FHA ceiling for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the current premium USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our loan calculator showcases USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most fitting program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to providing you with the most suitable USDA or FHA loans promptly and without hassle. Choose from three different starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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