USDA Loan Vs. FHA loan pro & con for Perkins, Payne County, OK

In 2025, USDA loan limit in Perkins, county of Payne, OK is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Perkins, OK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oklahoma?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(910) 483-0516 1024 miles Lender's profile and map Reviews Sweetwater Capital 1019 Hay Street, Fayetteville, NC, 28305 Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience. Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.
(910) 500-6170 1024 miles Lender's profile and map Reviews AAFMAA Mortgage Services LLC 639 Executive Place, Suite 203, Fayetteville, NC, 28305 AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
(252) 654-9269 1024 miles Lender's profile and map Reviews 1st Raleigh Mortgage, LLC 7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617 The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
(919) 674-3133 1024 miles Lender's profile and map Reviews CrossOver Lending Group Inc 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617 The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(352) 742-7900 1024 miles Lender's profile and map Reviews Mortgage Financial Group, Inc 1100 E. Alfred Street, Tavares, FL, 32778 Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
(877) 552-2242 1025 miles Lender's profile and map Reviews Right By You Mortgage 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511 Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process. Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
(919) 465-4300 1025 miles Lender's profile and map Reviews G & M Services Unlimited 206 New Edition Court, Cary, NC, 27511 G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
(919) 272-6749 1025 miles Lender's profile and map Reviews Eastern Funding Group LLC 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511 Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
(800) 362-1997 1025 miles Lender's profile and map Reviews Carolina Mortgage Authority Inc 107 Edinburgh South Drive, Suite 202, Cary, NC, 27511 Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(800) 481-2956 1025 miles Lender's profile and map Reviews Patriot Financial Inc 1135 Kildaire Farm Road, Suite 220-2, Cary, NC, 27511 Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.