USDA and FHA Pro and Con in Midwest-City, Oklahoma County, OK

In 2025, the USDA loan limit for Midwest-City, in Oklahoma county, OK, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Midwest-City, Oklahoma, OK

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Midwest-City, OK

Lendersa® is committed to securing the most favorable USDA or FHA loan for you swiftly and without hassle. Start with one of three options to connect with matching lenders and find suitable USDA loan programs.

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Understanding USDA Loans in OK

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is intended solely for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
  • First Century Federal Credit Union
  • 1512 E Benson Road, Sioux Falls, SD, 57104
  • First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
  • The First National Bank in Sioux Falls
  • 100 S Phillips Ave, Sioux Falls, SD, 57104
  • At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
  • Eureka Homestead Loan Office
  • 720 Harrison Ave, Suite A, New Orleans, LA, 70124
  • Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
  • Dakota Business Finance
  • 500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104
  • In April 2006, Dakota BUSINESS Finance was designated as a Certified Development Company (CDC) by the Small Business Administration and began offering the SBA 504 program to businesses throughout South Dakota. The territory was later expanded to include portions of IA, MN, and NE.
  • Sioux Falls Federal Credit Union
  • 700 E 14th Street, Sioux Falls, SD, 57104
  • Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner