FHA Vs. USDA loan program for Spencer, Oklahoma County, Oklahoma

In 2025, USDA loan limit in Spencer, county of Oklahoma, OK is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Spencer, OK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oklahoma?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 603-5700 Lender's profile and map Reviews Connex Credit Union 412 Washington Ave, North Haven, CT, 06473 Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
(203) 234-8773 Lender's profile and map Reviews New Haven County Credit Union 2 Broadway, North Haven, CT, 06473 New Haven County Credit Union, Inc. is a non-profit financial institution organized to serve the changing financial needs of all the member owners. We are very different from a bank; the people who do business with us are our members, not our customers. We look forward to having the opportunity to serve you and your family.
(203) 985-4444 Lender's profile and map Reviews MSImortgage 14 Church Street North, North Haven, CT, 06473 MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
(203) 787-9892 Lender's profile and map Reviews Ascend Financial Network LLC 250 State Street, Unit F2, North Haven, CT, 06473 Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
(602) 614-5794 Lender's profile and map Reviews Financial Solutions & Real Estate Investments LLC 10 Green Valley Drive, Plantsville, CT, 06479 Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
(800) 785-0263 Lender's profile and map Reviews Fraction 2120 University Ave, Berkeley, CA, 94704 Fraction is introducing an innovative digital platform that enables homeowners to partner with Fraction to manage and diversify their home equity in a way that was not previously possible. Fraction's mission is to empower homeowners with socially conscious financial solutions they need to live and age well.
(510) 922-1253 Lender's profile and map Reviews California Urban Real Estate Brokerage 2137 Berkeley Square, Berkeley, CA, 94704 We are client focused. We are masterful negotiators. We are California natives that care about the preservation of families and community. We value diversity and inclusion. Contact us now for your real estate needs.vation of families and community. Marcus-Lavar Hughes founder of the California Urban Real Estate Brokerage.
(888) 363-1725 Lender's profile and map Reviews San Mateo Credit Union PO Box 910, Redwood City, CA, 94064 Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
(510) 834-1933 Lender's profile and map Reviews Metropolitan Bank 250 East 18th Street, Oakland, CA, 94606 Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
(833) 596-7439 Lender's profile and map Reviews Welcome Home Funding 885 Island Drive, Suite 205, Alameda, CA, 94502 Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
(510) 626-9100 Lender's profile and map Reviews Fresh Home Loan Inc 1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502 Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.