As of 2026, the USDA loan cap in Durant, which is in Bryan county, OK, stands at $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare the current USDA versus FHA rates and identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most fitting program in Alabama for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose from three starting points that match you with lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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