USDA and FHA Pro and Con in Edmond, Oklahoma County, OK

For 2026, the USDA loan limit in Edmond, within Oklahoma county, OK, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, identifying the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help determine the best program in for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Edmond, Oklahoma, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Edmond, OK

Lendersa® strives to secure the most favorable USDA or FHA loan for you promptly and without hassle. Choose from three starting points to connect with suitable lenders and access USDA loan programs.

Outcomes from Lendersa USDA loan requests and matches

Understanding USDA Loans in OK

A USDA home loan, secured by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and it's exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RockBottom Mortgage LLC
  • 960 Rand Road, Suite 213, Des Plaines, IL, 60016
  • RB Mortgage we pride ourselves on offering the lowest rates with the lowest total fees. Simply put, we are committed to Bringing You Home for Less We are not like your typical mortgage company whose business model and income structure is based on commissions. These companies will sell you interest rates that are higher than industry standards.

  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.

    You may know that the VA loan program is one of the greatest benefits of military service

  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.

  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.

  • The Federal Savings Bank
  • 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
  • Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.

  • INmortgage Co
  • 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
  • INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.

  • Brewton Mill Federal Credit Union
  • 2549 South Blvd, Brewton, AL, 36426
  • Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families

  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.

  • Citizens Bank & Trust, Inc.
  • 12255 South Main Street, Trenton, GA, 30752
  • Citizens Bank & Trust, Inc. provides banking services. The Company offers savings and deposit accounts, personal and business loans, cash management, online, and mobile banking services. Citizens Bank & Trust serves customers in the United States. Citizens Bank & Trust has branches in Trenton, GA, Lookout Mountain, GA, and Higdon, AL.

  • Bank of Dade Trenton
  • 12634 North Main Street, Trenton, GA, 30752
  • The Bank of Dade eventually moved to its current convenient location at the corner of U. S. Highway 11 and Georgia Avenue in the heart of Trenton’s business area where it has enjoyed a steady, consistent growth and is proud to have played a part, and to continue to play an even more important part, in the growth and development of Dade County.