For 2026, the USDA loan limit in Guymon, located in Texas, OK, stands at $336,500 for a single-family home, while the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast current USDA against FHA rates, helping determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan options, aiding in selecting the best program for your financial situation in Alabama.
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Navigate through the differing loan limits and down payment requirements below:
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to efficiently secure the ideal USDA or FHA loan for you, eliminating any unnecessary hassle. You can choose from three different starting points, each leading to suitable lenders and USDA loan opportunities.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is intended only for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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