USDA and FHA Pro and Con in Kingfisher, Kingfisher County, OK

In 2025, the USDA loan limit for a single-family home in Kingfisher, within Kingfisher, OK, is $336,500, whereas the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and establish the income, credit score, reserves, and documents required for qualifying purposes. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting in determining the best option for your financial scenario in .

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2025 Loan Limits and Down Payment in Kingfisher, Kingfisher, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Kingfisher, OK

The endeavor of Lendersa® is to provide you with the optimal USDA or FHA loan swiftly and with minimum hassle. Select one of three entry options that align you with lenders and USDA loan programs.

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Understanding USDA Loans in OK

The USDA home loan, secured by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is available in rural areas alone. Unlike FHA loans that require a 3.5% down payment minimum, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Blanchester
  • 121 East Main Street, Blanchester, OH, 45107
  • The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.
  • Muskegon Co-Op Federal Credit Union
  • 715 Terrace Street, Suite 101, Muskegon, MI, 49440
  • Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more. MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
  • West Michigan Postal Service FCU
  • 800 1st Street, Room 212, Muskegon, MI, 49440
  • West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
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  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.
  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603
  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Life Changer Loan Corp
  • 3613 East Flintlock Drive, Queen Creek, AZ, 85142
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  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
  • Appalachian Home Loans Inc
  • 461 Copper Mines Road, Murrayville, GA, 30564
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  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
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  • Peoples Bank of Georgia
  • 26 West Monroe Street, Talbotton, GA, 31827
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