USDA and FHA Pro and Con in Guthrie, Logan County, OK

In 2025, the USDA loan threshold for Guthrie in Logan county, OK, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and discern the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables you to compare the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Guthrie, County of Logan, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Guthrie, OK

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with minimal hassle. Choose one of three starting pathways leading to lenders and USDA loan programs.

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Understanding USDA Loans in OK

USDA home loans, backed by the U.S. Department of Agriculture and often referred to as USDA rural development loans, are accessible only in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Luzerne County Federal Credit Union
  • 20 N Pennsylvania Boulevard, Wilkes Barre, PA, 18701
  • Luzerne County Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Luzerne County Federal Credit Union will continue a sound yet progressive asset management strategy.
  • Corner Post Federal Credit Union
  • 566 South Main Street, Wilkes Barre, PA, 18701
  • The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
  • New Castle County Delaware Employee Federal Credit Union
  • 100 New Churchmans Rd, New Castle, DE, 19720
  • Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
  • All4You Federal Credit Union
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  • 6748 Madison Street, New Tripoli, PA, 18066
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  • 900 Old River Rd, Bakersfield, CA, 93311
  • ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
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  • San Joaquin Valley Mortgage
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