USDA Vs. FHA your options comparison in Guthrie, Logan County, OK

In 2025, the USDA loan threshold for Guthrie in Logan county, OK, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and discern the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables you to compare the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Guthrie, County of Logan, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Guthrie, OK

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with minimal hassle. Choose one of three starting pathways leading to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

USDA home loans, backed by the U.S. Department of Agriculture and often referred to as USDA rural development loans, are accessible only in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Larry the mortgage guy
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • I'm Larry the Mortgage Guy, and I'm Here To Help You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate and It's easy to reach me - feel free to call me direct or if you prefer you
  • Insight Mortgage
  • 8101 Polo Club Dr, Suite A, Merrillville, IN, 46410
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.
  • Smith Broady & Associates
  • 1114 E. 10th Street, Jeffersonville, IN, 47130
  • Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.
  • Unified Homeowners of Illinois Federal Credit Union
  • 4464 N Milwaukee Avenue, Chicago, IL, 60630
  • Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes. Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
  • Premier Capital Solutions
  • 4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630
  • Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • John Gurhy Mortgages
  • 7788 N Milwaukee Ave, Niles, IL, 60714
  • The Irish money man, LLC can arrange loans on Commercial Properties up to 50 units and up to 4 units for Non Resident buyers. All conventional, FHA and VA loans originated and closed through C and R Mortgage 7788 North Milwaukee Avenue Niles Illinois 60714. NMLS no 227317 with John Gurhy as loan officer NMLS No 1104206.
  • Mortgage Square Inc
  • 8047 North Milwaukee Avenue, Niles, IL, 60714
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • C & R Mortgage Corporation
  • 7788 North Milwaukee Avenue, Niles, IL, 60714
  • C&R Mortgage Corporation Team is your premier reverse mortgage team located in Cape Coral, Florida. Also, licensed in Illinois, Indiana, Wisconsin, Michigan, Colorado, California and Tennessee. The experienced team members here are committed to quality customer service and putting the needs.