USDA Vs. FHA your options comparison in Guthrie, Logan County, OK

In 2026, the USDA loan threshold for Guthrie in Logan county, OK, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and discern the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables you to compare the USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Guthrie, County of Logan, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Guthrie, OK

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with minimal hassle. Choose one of three starting pathways leading to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

USDA home loans, backed by the U.S. Department of Agriculture and often referred to as USDA rural development loans, are accessible only in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Dream Mortgage LLC
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  • Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.

  • Diamond Mortgage LLC
  • 14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
  • We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.

  • Capital Mortgage Solutions
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • New Life Mortgage Corp
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  • New Life Mortgage is locally-owned and operated company specializing in residential lending in the state of Indiana. At New Life Mortgage, you will find caring, seasoned professionals dedicated to making your home-financing experience a lifelong relationship and most especially, one that is both beneficial and gratifying.

  • CrownMark Mortgage
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  • Montgomery VA Federal Credit Union
  • 345 Perry Hill Road, Montgomery, AL, 36109
  • The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.

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  • Norstar Federal Credit Union
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  • Stearns Bank Holdingford National Association
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  • Great River Federal Credit Union
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