USDA and FHA Pro and Con in Park-Hill, Cherokee County, OK

As of 2025, the USDA loan limit for Park-Hill, located in Cherokee county, OK, is set at $285,000. In comparison, the FHA limit for a single-family home is $356,362.

The Lendersa® USDA loan calculator allows you to compare today’s best USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documentation required for qualification. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Park-Hill, Cherokee County, OK

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Park-Hill, OK

The objective of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Select one of three pathways to reach matching lenders and explore USDA loan programs suited to your needs.

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Understanding USDA Loans in OK

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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