USDA and FHA Pro and Con in Tahlequah, Cherokee County, OK

In 2025, the maximum USDA loan allowed in Tahlequah, located in Cherokee county of OK, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates today. It will help you ascertain the income, credit, reserves, and paperwork required for qualification. Our cutting-edge mortgage calculator places USDA, FHA, Conforming, and VA options side-by-side for a comprehensive comparison, assisting your decision on the most suitable financial program in Alabama.

Compare loan proposals from 100 lenders

2025 Loan Limits and Down Payment Requirements in Tahlequah, County of Cherokee, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tahlequah, OK

At Lendersa®, our aim is to secure the best USDA or FHA loan for you promptly and without hassle. You can choose from three starting paths that align you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OK

The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other
  • Centurion Mortgage
  • 1223 High Street, Suite C2, Auburn, CA, 95603
  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances,"
  • Folsom Lake Lending
  • 981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
  • Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
  • Van Patten Mortgage Group
  • 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
  • The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
  • Western Heritage Financial, Inc.
  • 4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
  • At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
  • Equip Capital Group, Inc
  • 989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
  • Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
  • Liberty Mortgage Acceptance Corporation
  • 4980 Hillsdale Circle, El Dorado Hills, CA, 95762
  • Liberty Mortgage Acceptance is a national commercial mortgage real estate lender offering long term fixed rate loan financing on all types of income property including office buildings, shopping centers, retail properties, apartments, multi-family, industrial, hotels, mobile home parks, R&D, congregate care, assisted living and nursing homes
  • First Foothill Mortgage
  • 280 Hammond Drive, Auburn, CA, 95604
  • FIRST FOOTHILL MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools
  • The Finance Group
  • 301 Banner CT, Suite 3, Modesto, CA, 95356
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
  • Gesa Credit Union
  • 51 Gage Blvd, Richland, WA, 99352
  • Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.
  • RB Lending
  • 24126 Green Valley Road, Auburn, CA, 95602
  • RB Lending you're buying your first house or refinancing your jumbo mortgage, you'll save thousands of dollars. I sleep well at night knowing I'm giving people the best service and lowest costs possible. I get a daily report of the lenders with the lowest rates in the country and pass those rates on to you
  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.