In 2025, within Fort-Gibson, county of Muskogee, OK, the USDA loan limit stands at $285,000, while the FHA limit for a single-family home is $356,362.
Lendersa®'s USDA loan calculator aids in comparing today's top USDA against FHA rates, helping you assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to finding you the optimal USDA or FHA loans swiftly and easily. Choose from three starting pathways, each leading to matched lenders and available USDA loan programs.
A USDA home loan is government-backed through the Department of Agriculture, also known as a USDA rural development loan, meant only for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans offer zero down payment options.
Enter your location to find out if it qualifies for USDA rural housing loan?
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