USDA Vs. FHA Pro and Con comparison in Sand-Springs, Tulsa County, OK
For 2025, the USDA loan cap in Sand-Springs, county of Tulsa, OK, is $285,000, whereas the FHA loan cap for a single-family house is $356,362.
Leverage the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, helping you determine the necessary income, credit score, reserves, and documentation for qualification. The advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option for your financial status in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Sand-Springs, County of Tulsa, OK
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Options in Sand-Springs, OK
Lendersa® is devoted to swiftly obtaining the optimal USDA or FHA loan for you, simply and efficiently. Choose from one of three starting paths leading to matching lenders and available USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage involves no down payment at all.
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9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445
Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.
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