USDA Loan Vs. FHA loan for Owasso, OK [Tulsa County ]

In 2026, the USDA loan limit for Owasso, in Tulsa county, OK, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to aid in selecting the program in that best fits your financial situation.

USDA and FHA Loan Options in Owasso, OK

The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points that connect with matching lenders and suitable USDA programs.

Outcomes from Lendersa's USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

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Owasso Lenders
(918) 272-5301 Lender's profile and map First Bank of Owasso 8601 North Garnett Road, Owasso, OK, 74055 Lends in Oklahoma Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.
(918) 272-2224 Lender's profile and map American Mortgage Professionals, LLC 12899 E. 76th St. N, Suite 102, Owasso, OK, 74055 Lends in Oklahoma American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.
(918) 438-0140 Lender's profile and map Space Age Tulsa Federal Credit Union 11310 E Pine Street, Tulsa, OK, 74116 Lends in Oklahoma Space Age Tulsa Federal Credit Union offers complete financial services including saving deposits, CDs, loans, online banking and other convenient services to meet all of your family's financial needs. As a member Space Age Tulsa Federal Credit Union, you can enjoy all the benefits credit union memberships have to offer.
(918) 836-9922 Lender's profile and map Fraternal Order of Police Federal Credit Union 10110 E 11th Street, Tulsa, OK, 74128 Lends in Oklahoma Fraternal Order of Police Federal Credit Union was incorporated May 26, 1941 with $15, 000 capital. The operations began in the back pocket of an officer. Things change! One thing that hasn’t is our commitment & dedication to you the member. You are an owner or partner in this not for profit, not for charity, but for service financial institution.
(918) 371-7300 Lender's profile and map American Bank of Oklahoma 200 East Main Street, Collinsville, OK, 74021 Lends in Oklahoma American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it. American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community
(918) 430-3500 Lender's profile and map Encentus Federal Credit Union 1320 S Lewis Avenue, Tulsa, OK, 74104 Lends in Oklahoma Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
(918) 622-0900 Lender's profile and map Cityscape Home Mortgage 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104 Lends in Oklahoma Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
(918) 274-0044 Lender's profile and map Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Lends in Oklahoma Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(855) 226-5722 Lender's profile and map RCB Bank 300 W. Patti Page Blvd, Claremore, OK, 74018 Lends in Oklahoma RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas. RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.