USDA Loan Vs. FHA loan for Owasso, OK [Tulsa County ]

In 2026, the USDA loan limit for Owasso, in Tulsa county, OK, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to aid in selecting the program in that best fits your financial situation.

USDA and FHA Loan Options in Owasso, OK

The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points that connect with matching lenders and suitable USDA programs.

Outcomes from Lendersa's USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

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(720) 441-8627 Lender's profile and map Reviews Blueprint Mortgage Group LLC 2491 Perry Street, Denver, CO, 80212 Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164. The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
(303) 569-8447 Lender's profile and map Reviews Salt Funding - Hard Money Lender 3700 Tennyson Street, Suite 12070, Denver, CO, 80212 Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
(800) 636-7622 Lender's profile and map Reviews Cadence Bank 8031 US Highway 431, Albertville, AL, 35950 Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.
(256) 660-2405 Lender's profile and map Reviews Mortgage Group 8180-B US Hwy 431, Albertville, AL, 35950 We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.
(256) 891-0681 Lender's profile and map Reviews First Lenders Mortgage 8357 US HWY 431, Albertville, AL, 35950 First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you
(630) 232-3200 Lender's profile and map Reviews The State Bank of Geneva 22 South Fourth Street, Geneva, IL, 60134 The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.
(630) 232-4800 Lender's profile and map Reviews Premier Financial Services Inc 206 1/2 West State Street, Suite 202, Geneva, IL, 60134 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(630) 845-1200 Lender's profile and map Reviews First Cosmopolitan Mortgage Inc 410 East State Street, Suite B, Geneva, IL, 60134 First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.