USDA and FHA Pro and Con in Owasso, Tulsa County, OK

In 2025, the USDA loan limit for Owasso, in Tulsa county, OK, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to aid in selecting the program in that best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Owasso, Tulsa, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Owasso, OK

The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and without hassle. Choose from one of three starting points that connect with matching lenders and suitable USDA programs.

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What is a USDA Loan in OK?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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