For 2025, the USDA loan limit in Wagoner, located within Wagoner county, OK, is $336,500. Meanwhile, the FHA limit applicable to a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, helping you determine the best program tailored to your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Wagoner, County of Wagoner, OK
Understanding the current loan limits and down payment requirements is crucial for informed financial planning. Here is a concise overview:
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Wagoner, OK
Lendersa® is committed to helping you secure the most suitable USDA or FHA loans quickly and without hassle. Select from one of three starting points that connect you with potential lenders and USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan, is reserved specifically for rural areas. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans do not require any down payment.
This feature makes USDA loans particularly advantageous for rural homebuyers who want to avoid high initial costs. Supported by the government's assurance, USDA loans offer a straightforward path to homeownership, ensuring accessibility for qualified applicants seeking stability and growth in rural communities.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two
Midland Federal has served Chicago's south and southwest neighborhoods for over a century as a family-owned community institution. We're strong and solid; long-standing and secure. Our customers have banked with us for generations because they feel at home with us. We know our customers and they know us.
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Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.
