FHA Vs. USDA loan program for Garden-Home-Whitford, Washington County, Oregon

In 2026, the USDA loan limit for Garden-Home-Whitford in the county of Washington, OR is $414,000. In contrast, the FHA limit for a single-family dwelling is $517,500.

Utilize the Lendersa® USDA loan calculator to assess current USDA and FHA top rates, and determine the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial scenario in .

USDA and FHA Loan Opportunities in Garden-Home-Whitford, OR

The mission of Lendersa® is to deliver the best USDA or FHA loan swiftly and without complications. You have three starting options to connect with matching lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which require a minimum of 3.5% down.

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(405) 547-2436 Lender's profile and map Reviews The Payne County Bank 202 South Main Street, Perkins, OK, 74059 Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
(405) 272-6100 Lender's profile and map Reviews SSMOKE Federal Credit Union 1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103 SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
(405) 605-5626 Lender's profile and map Reviews 605-Loan 105 NW 22nd St, Oklahoma City, OK, 73103 605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.
(405) 235-9332 Lender's profile and map Reviews Kruger Investment Co 105 N Hudson, Suite 200A, Oklahoma City, OK, 73102 Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.
(913) 390-1010 Lender's profile and map Reviews Mortgage Investment Services Corp 22316 Midland Drive, Shawnee, KS, 66226 Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
(620) 378-2151 Lender's profile and map Reviews First National Bank in Fredonia 730 Madison, Fredonia, KS, 66736 Our mission as a community bank is to provide our local community with the highest quality of financial services. We strive to Maintain the public trust through safe and sound banking practices and enhance the financial strength of our bank. Promote healthy growth through diversified and quality services to our customers.
(405) 478-0046 Lender's profile and map Reviews Energize Credit Union 2325 East I-44 Service Road, Oklahoma City, OK, 73111 Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
(405) 212-4567 Lender's profile and map Reviews Department of Public Safety Federal Credit Union 3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111 In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
(405) 848-2001 Lender's profile and map Reviews FIRST NATIONAL BANK OF OKLAHOMA 5101 N. Western Avenue, Oklahoma City, OK, 73154 Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
(405) 431-8630 Lender's profile and map Reviews BlackRock Mortgage Company LLC 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143 BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.