USDA and FHA Pro and Con in Garden-Home-Whitford, Washington County, OR
In 2025, the USDA loan limit for Garden-Home-Whitford in the county of Washington, OR is $414,000. In contrast, the FHA limit for a single-family dwelling is $517,500.
Utilize the Lendersa® USDA loan calculator to assess current USDA and FHA top rates, and determine the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial scenario in .
2025 Loan Limits and Downpayment Needs in Garden-Home-Whitford, Washington, OR
Loan Type
Loan Limit
Down Payment
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Garden-Home-Whitford, OR
The mission of Lendersa® is to deliver the best USDA or FHA loan swiftly and without complications. You have three starting options to connect with matching lenders and explore USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which require a minimum of 3.5% down.
Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.
Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.
Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
Northwest Adventist Federal Credit Union was founded in 1962. Our eligible field of membership includes any current member of a Seventh-day Adventist church in Oregon, Washington, Idaho, Montana & Alaska, as well as employees of Adventist Medical Center. Immediate relatives to an existing member of the credit union are also eligible for membership.
The idea to form a Credit Union was initiated in 1954 at an IBEW Local 48 union meeting by member Chester Craig. Chester was a member of another Credit Union at the time, but believed that members in the electrical trade would benefit by having their own Credit Union as well. IBEW and United Workers FCU Providing convenient, best value products.
A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
9620 NW Tanasbourne Drive, Suite 300, Hillsboro, OR, 97124
National Lending Group is a mortgage brokerage with the mission to help real people achieve their real dreams.Buying a home is a big transaction, so we streamline the process, making it stress-free while helping our clients save money.We will work hard & care about your individual needs because you deserve nothing less than a happy home transaction
Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.