USDA Vs. FHA your options comparison in King-City, Washington County, OR

In the year 2026, the USDA loan threshold for King-City, within Washington county, OR, is $414,000. In comparison, the FHA limit for a single-family home is set at $517,500.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and identify the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program for your specific financial needs in .

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2026 Loan Limits and Down Payment Requirements in King-City, County of Washington, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in King-City, OR

Lendersa® aims to secure you the most suitable USDA or FHA loan promptly and effortlessly. Choose from three starting approaches that lead to matched lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

What Exactly is a USDA Loan in OR?

A USDA home loan is a mortgage guaranteed by the government Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural neighborhoods. In contrast to FHA loans that necessitate a minimum 3.5% down payment, USDA loans offer no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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