USDA Loan Vs. FHA loan pro & con for King-City, Washington County, OR

In 2025, USDA loan limit in King-City, county of Washington, OR is $414,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in King-City, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(864) 962-9121 2239 miles Lender's profile and map Reviews Classic Home Mortgage 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680 Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
(814) 944-2011 2240 miles Lender's profile and map Reviews PennCrest BANK 1201 12th Street, Altoona, PA, 16601 PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now. For financing a new home, saving for retirement, or just accessing your money quickly
(814) 944-4025 2240 miles Lender's profile and map Reviews AB Federal Credit Union 871 30th Street, Altoona, PA, 16601 A B Federal Credit Union was chartered in 1962 under the name of Altoona Butterick Federal Credit Union in Altoona, PA. Today A B Federal Credit Union has expanded its field of membership to serve the employees and family of numerous local companies. A B Federal Credit Union is here to serve its members.
(864) 531-0003 2240 miles Lender's profile and map Reviews Secured Advantage Federal Credit Union 116 NE Main Street, Simpsonville, SC, 29681 Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
(864) 263-7788 2240 miles Lender's profile and map Reviews SC Home Loans 124 Creek Shoals Dr, Simpsonville, SC, 29681 SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
(229) 723-3711 2241 miles Lender's profile and map Reviews First State Bank of Blakely 2213 South Main Street, Blakely, GA, 39823 First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
(540) 951-6205 2241 miles Lender's profile and map Reviews National Bank of Blacksburg 100 South Main Street, Blacksburg, VA, 24060 Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
(540) 274-0781 2241 miles Lender's profile and map Reviews First Residential Mortgage Corporation 1344 N Main St, Blacksburg, VA, 24060 FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
(540) 474-2430 2242 miles Lender's profile and map Reviews The Blue Grass Valley Bank 2583 Blue Grass Valley Road, Blue Grass, VA, 24413 With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915. We take pride in providing our customers with a level of sincerity and service unlike any other.
(478) 784-1448 2242 miles Lender's profile and map Reviews American Pride Bank 4740 Log Cabin Drive, Macon, GA, 31204 The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com APB is a communit
(478) 745-0494 2242 miles Lender's profile and map Reviews CGR Credit Union 2040 Ingleside Ave, Macon, GA, 31204 CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union
(478) 746-2063 2242 miles Lender's profile and map Reviews Midtowne Mortgage LLC 2614 Riverside Drive, Macon, GA, 31204 Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.