In the year 2025, the USDA loan threshold for King-City, within Washington county, OR, is $414,000. In comparison, the FHA limit for a single-family home is set at $517,500.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and identify the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program for your specific financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $414,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the most suitable USDA or FHA loan promptly and effortlessly. Choose from three starting approaches that lead to matched lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the government Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural neighborhoods. In contrast to FHA loans that necessitate a minimum 3.5% down payment, USDA loans offer no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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