USDA Vs. FHA your options comparison in Metzger, Washington County, OR

In 2025, the USDA loan limit in Metzger, located in the county of Washington, OR, is set at $478,400, whereas the FHA loan limit for a single-family home is $672,750.

Employ the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. Ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator analyzes USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program for your financial needs in .

Compare loan offers from 100 diverse lenders

2025 Loan Limits and Down Payment Requirements in Metzger, County of Washington, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Metzger, OR

Lendersa® aims to quickly and smoothly secure you the best possible USDA or FHA loan. Choose from three pathways to connect with appropriate lenders and seamlessly access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement, offering more accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Adam Gilbert - Seattle Mortgage Brokers
  • 258 S 171st St, Burien, WA, 98148
  • Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
  • Certain Lending
  • 16300 Christensen Rd, Suite 350, Seattle, WA, 98188
  • We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.
  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
  • First Financial Northwest Bank
  • 201 Wells Avenue South, Renton, WA, 98057
  • Since 1923, we have built our reputation as a provider of financial solutions, a concierge of professional connections, and a partner in community service. First Financial Northwest Bank - providing personalized service that drives us to deliver Unique, Innovative financial solutions across 15 branches in King, Snohomish and Pierce County.
  • Alpine Real Estate, LLC
  • 505 S 3rd Street, Unit B, Renton, WA, 98057
  • Bradley Haines work with Alpine Real Estate & Cascade Premier Mortgage as a Relocation Specialist.His experience as a real estate agent, mortgage broker & credit repair consultant allows me the opportunity to provide clients superior service, value & convenience.Bradley help his clients prepare to sell their home, get pre-qualified to buy a new hom
  • BECU
  • 12770 Gateway Drive S, Tukwila, WA, 98168
  • As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
  • Yakima Federal Savings and Loan
  • 118 E. Yakima Ave, Yakima, WA, 98901
  • Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
  • Precision Mortgage, Inc
  • 7109 114th Avenue Southeast, Newcastle, WA, 98056
  • At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.