USDA Vs. FHA Pro and Con comparison in Metzger, Washington County, OR
In 2026, the USDA loan limit in Metzger, located in the county of Washington, OR, is set at $478,400, whereas the FHA loan limit for a single-family home is $672,750.
Employ the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. Ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator analyzes USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Metzger, County of Washington, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Metzger, OR
Lendersa® aims to quickly and smoothly secure you the best possible USDA or FHA loan. Choose from three pathways to connect with appropriate lenders and seamlessly access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement, offering more accessibility.
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NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
13190 SW 68th Parkway, Suite 110, Tigard, OR, 97223
Lends in Oregon
We believe in capitalizing on market demands and business opportunities by utilizing our Investment & Operations, Software Infrastructure and Analytics teams to excel in a wide range of roles including lending and servicing, acquisitions, joint ventures and management. Aspen Capital is a private equity firm based in Portland, OR and New York, NY.
10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
Lends in Oregon
This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Lends in Oregon
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Lends in Oregon
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
Lends in Oregon
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Lends in Oregon
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.