USDA Vs. FHA your options comparison in Metzger, Washington County, OR
In 2026, the USDA loan limit in Metzger, located in the county of Washington, OR, is set at $478,400, whereas the FHA loan limit for a single-family home is $672,750.
Employ the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. Ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator analyzes USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Metzger, County of Washington, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Metzger, OR
Lendersa® aims to quickly and smoothly secure you the best possible USDA or FHA loan. Choose from three pathways to connect with appropriate lenders and seamlessly access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement, offering more accessibility.
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Mobile and traditional directions to this location can be found below along with ratings
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