USDA VS FHA in Bull-Mountain, Washington County, OR

In 2025, the USDA loan ceiling for Bull-Mountain in the county of Washington, OR, is set at $414,000, whereas the FHA cap for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator, which allows you to evaluate USDA versus FHA rates, and determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best suits your financial situation.

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2025 Overview of Loan Limits and Down Payment Requirements in Bull-Mountain, Washington County, OR

Type of Loan Loan Ceiling Initial Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Bull-Mountain, OR

At Lendersa®, our goal is to quickly get you the best USDA or FHA loan, minus the hassle. Begin with one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan application and matching results

An Overview of the USDA Loan in OR

The USDA home loan, backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage, is exclusive to rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans are offered with no down payment needed.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Grove Capital Finance
  • 1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
  • Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
  • Newmeyer Mortgage Services Inc
  • 1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
  • We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
  • Universal Mortgage
  • 1430 South Dixie Highway #309, Coral Gables, FL, 33146
  • Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
  • Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
  • Silver Hill Funding, LLC
  • 4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
  • Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
  • Miami Firefighters Federal Credit Union
  • 1111 NW 7th St, Miami, FL, 33136
  • Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.
  • Terrabank National Association
  • 3191 Coral Way, Miami, FL, 33145
  • Founded in 1985, Terrabank, N.A. is a federally insured national banking institution created to provide financial services to South Florida's business community and selected International markets. Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.
  • International Bankers Financial Group Inc
  • 2828 Coral Way, Suite 100, Miami, FL, 33145
  • "We offer a wide variety of loans to fit your specific needs. Understand your home financing options so you can make informed decisions. If you have questions or are you ready to apply, talk to a home mortgage consultant. The mortgage loan process doesn't have to be difficult. Once you have made the decision to apply for a mortgage loan with u
  • Premier Financial Group of Florida LLC
  • 2401 South Douglas Road, Suite 212, Miami, FL, 33145
  • As the leading mortgage lender in South Florida, Premier Financial Group of Florida, LLC offers an extensive range of mortgage programs designed to suit our clients’ property needs. With over 25 years of combined experience in the lending industry, our team of mortgage and refinance professionals work hard to make closing fast and simple.