USDA Vs. FHA your options comparison in Bull-Mountain, Washington County, OR

In 2025, the USDA loan ceiling for Bull-Mountain in the county of Washington, OR, is set at $414,000, whereas the FHA cap for a single-family home is $517,500.

Utilize the Lendersa® USDA loan calculator, which allows you to evaluate USDA versus FHA rates, and determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best suits your financial situation.

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2025 Overview of Loan Limits and Down Payment Requirements in Bull-Mountain, Washington County, OR

Type of Loan Loan Ceiling Initial Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Bull-Mountain, OR

At Lendersa®, our goal is to quickly get you the best USDA or FHA loan, minus the hassle. Begin with one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan application and matching results

An Overview of the USDA Loan in OR

The USDA home loan, backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage, is exclusive to rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans are offered with no down payment needed.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Federal Bank NC
  • 200 East Divine St, Dunn, NC, 28334
  • First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
  • Homefront Mortgages, Inc.
  • 202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
  • Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
  • Victory Funding
  • 2296 Route 9, Mechanicville, NY, 12118
  • Victory Funding was established in 2008 - at the start of the financial crash that put 70% of all NY Mortgage Brokers out of business. Tim Halladay started the Victory Funding after spending ten years in the business as an originator, manager and team builder. Prior to that, Tim began his career in Real Estate as investor and developer.
  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
  • Mortgage Lending Associates
  • 23 Anchor Cove Court, Bluffton, SC, 29910
  • Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
  • Mortgage Network Solutions, LLC
  • 2036 Foulk Rd, Suite 102, Wilmington, DE, 19810
  • At Mortgage Network Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • New Republic Savings Bank
  • 420 Becker Drive, Roanoke Rapids, NC, 27870
  • New Republic Bank provides clients with access to next-level financial solutions, customized lending and deposit services. Our seasoned professionals bring a deep knowledge of client needs. Our online banking, mobile apps and client teams provide convenience as well as consultative services.
  • Roanoke Rapids Savings Bank
  • 325 Becker Drive, Roanoke Rapids, NC, 27870
  • Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.
  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships