For 2025, the USDA loan limit in Gresham, situated within the county of Multnomah, OR, is set at $478,400. Meanwhile, the FHA cap for a single-family home is $672,750.
To explore current USDA versus FHA rates, the Lendersa® USDA loan calculator is invaluable. It enables you to determine the necessary income, credit score, reserves, and documentation to qualify. You can evaluate USDA, FHA, Conforming, and VA options alongside each other in our advanced mortgage calculator, guiding you to identify the best fit for your financial situation in
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| Loan Type | Loan Cap | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $672,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure you the most favorable USDA or FHA loan without complication. Start with one of three pathways to find compatible lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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