USDA Vs. FHA your options comparison in Damascus, Clackamas County, OR
In 2026, the USDA loan limit in Damascus, within Clackamas county, OR, is $478,400, whereas the FHA limit for a single-family home is $672,750.
Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, and find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side to determine which program in fits your specific financial situation best.
2026 Loan Limits and Down Payment Requirements in Damascus, Clackamas County, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Damascus, OR
The goal at Lendersa® is to swiftly provide you with the ideal USDA or FHA loan without hassle. Start with one of three approaches to match with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans require no down payment.
10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
Lends in Oregon
We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
10117 SE Sunnyside Road, Suite 405, Clackamas, OR, 97015
Lends in Oregon
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
Lends in Oregon
At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
10163 SE Sunnyside Rd, Suite 340, Clackamas, OR, 97015
Lends in Oregon
Homebridge has a number of products custom-tailored to fit everyone’s individual needs. This sets us apart from our competitors. We are a local company with local employees that are willing to help make this process fast and hassle-free. We feel the home buying and mortgage process should be a fun
Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.
NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
