During 2026, in the city of Wood-Village, situated in the county of Multnomah, OR, the maximum USDA loan amount is $414,000. In contrast, the FHA loan limit for a single-family dwelling is pegged at $517,500.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast the most competitive rates between USDA and FHA options available today. This tool enables you to assess the required income, credit score, reserves, and documentation to qualify for a loan. Our sophisticated mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA loan options, side-by-side, so you can make an informed decision about which program in
Explore loan offers from 100 diverse lenders to ensure you secure the best terms available in the market.
| Types of Loans | Maximum Loan Values | Required Down Payment |
| USDA | $414,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to efficiently provide you with the most favorable USDA and FHA loans, minimizing hassle. Choose from three initial steps that lead to optimal lender matches and suitable USDA loan programs. Getting the best loan doesn’t have to be complicated.
The USDA home loan is a unique financing option backed by the government, through the Department of Agriculture, also known as the USDA Rural Development loan or simply the USDA mortgage. This particular type of loan is specifically designed for those residing in rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA loans allow you to leverage financing without any initial down payment required. This makes it an accessible option for many who may not have substantial initial savings.
Enter your location to find out if it qualifies for USDA rural housing loan?
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