USDA Vs. FHA Pro and Con comparison in Wood-Village, Multnomah County, OR

During 2025, in the city of Wood-Village, situated in the county of Multnomah, OR, the maximum USDA loan amount is $414,000. In contrast, the FHA loan limit for a single-family dwelling is pegged at $517,500.

Leverage the Lendersa® USDA loan calculator to evaluate and contrast the most competitive rates between USDA and FHA options available today. This tool enables you to assess the required income, credit score, reserves, and documentation to qualify for a loan. Our sophisticated mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA loan options, side-by-side, so you can make an informed decision about which program in fits your personal financial circumstances best.

Explore loan offers from 100 diverse lenders to ensure you secure the best terms available in the market.

Loan Limits for 2025 and Down Payment Expectations in Wood-Village, County of Multnomah, OR

Types of Loans Maximum Loan Values Required Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Wood-Village, OR

Lendersa® aims to efficiently provide you with the most favorable USDA and FHA loans, minimizing hassle. Choose from three initial steps that lead to optimal lender matches and suitable USDA loan programs. Getting the best loan doesn’t have to be complicated.

Lendersa USDA loan request and matching results graphic

Defining the USDA Loan in OR

The USDA home loan is a unique financing option backed by the government, through the Department of Agriculture, also known as the USDA Rural Development loan or simply the USDA mortgage. This particular type of loan is specifically designed for those residing in rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA loans allow you to leverage financing without any initial down payment required. This makes it an accessible option for many who may not have substantial initial savings.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lakeview Mortgage
  • 425 Pontius Avenue N, Suite 450, Seattle, WA, 98109
  • Lakeview Mortgage prides itself on rendering the highest caliber of services with timely responsiveness to clients. We are uniquely poised to provide comprehensive services in relation to purchasing/refinancing your primary residence, second home or investment property. Lakeview Mortgage was opened in 2003.
  • The Mortgage Reel
  • 425 Pontius Ave N, Suite 430, Seattle, WA, 98109
  • We offer highly competitive home loans, refinancing options and more to the greater Puget Sound area. We are the most interactive real estate lending company in the Northwest, striving for industry transparency through resourceful education. brokers and lenders, we offer highly competitive home loans, refinancing options.
  • Lake Union Mortgage
  • 2100 Westlake Ave N, Suite 104, Seattle, WA, 98109
  • We're a local mortgage company with a big heart for helping you finance your home. We help our clients buy or refinance their home in Washington. We'll work with everyone from first-time homebuyers, to experienced homeowners. We offer conventional, JUMBO, FHA, VA, and USDA loans.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • BALLARD MORTGAGE COMPANY
  • 1711 W Nickerson St, Suite A, Seattle, WA, 98119
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.
  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
  • Halvorson Mortgage
  • 27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
  • Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
  • Specialty Home Loans
  • 5515 60th Ave NE, Seattle, WA, 98105
  • We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
  • NWF mortgage
  • 5034 48th Avenue NorthEast, Seattle, WA, 98105
  • At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.