USDA Vs. FHA your options comparison in Fairview, Multnomah County, OR
In 2026, the USDA loan limit for Fairview, located in Multnomah county, OR, is set at $478,400, while the FHA limit for a single-family residence is $672,750.
Use Lendersa®'s USDA loan calculator to evaluate the current USDA and FHA rates, determining essential income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the best plan for your financial situation in .
2026 Loan Ceilings and Down Payment Requirements in Fairview, Multnomah County, OR
Loan Category
Limit of Loan
Down Payment Needed
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Fairview, OR
The aim of Lendersa® is to quickly secure the most suitable USDA or FHA loan with minimal hassle. Choose one of three paths that link to matching lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also called the USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.
We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
7505 NE Ambassador Place, Suite A, Portland, OR, 97220
Lends in Oregon
KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.
11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
Lends in Oregon
Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
9600 NE Cascades Pkwy, Suite 250, Portland, OR, 97220
Lends in Oregon
CU Business Group provides business lending, deposit and consulting services to credit unions nationwide. As the largest business services CUSO in the industry, CU Business Group serves more than 627 credit unions in 48 states, providing products and technical expertise to help credit unions plan
Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
