USDA VS FHA in Fairview, Multnomah County, OR

In 2025, the USDA loan limit for Fairview, located in Multnomah county, OR, is set at $478,400, while the FHA limit for a single-family residence is $672,750.

Use Lendersa®'s USDA loan calculator to evaluate the current USDA and FHA rates, determining essential income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide on the best plan for your financial situation in .

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2025 Loan Ceilings and Down Payment Requirements in Fairview, Multnomah County, OR

Loan Category Limit of Loan Down Payment Needed
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Fairview, OR

The aim of Lendersa® is to quickly secure the most suitable USDA or FHA loan with minimal hassle. Choose one of three paths that link to matching lenders and USDA loan programs.

Lendersa USDA loan applications and matches

Understanding USDA Loans in OR

The USDA home loan, supported by the government Department of Agriculture, also called the USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Forrit Credit Union
  • 95 SW Taylor Street, Portland, OR, 97204
  • Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
  • Team Swan
  • 310 Southwest 4th Ave, 300B, Portland, OR, 97204
  • Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
  • Capital M Lending, LLC
  • 209 SW Oak Street, Suite 200, Portland, OR, 97204
  • Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
  • Lumen Mortgage Corporation
  • 920 SW 6th Ave, Suite 1200, Portland, OR, 97204
  • At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
  • Downtown Development Group LLC
  • 920 SW 6th Ave Suite 223, Portland, OR, 97204
  • Downtown Development Group LLC and its affiliates have an ownership interest in more than 1,500,000 square feet of residential, industrial, retail, and office space within the Central Business District. The company is owned by the Goodman Family who have been investing in Portland.
  • NorthWest Funding Group, Inc.
  • 802 Officers Row, Suite C, Vancouver, WA, 98661
  • We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.
  • Trailhead Credit Union
  • 221 NW Second Avenue, Suite 100, Portland, OR, 97209
  • Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
  • Portland Local 8 Federal Credit Union
  • 2435 NW Front Avenue, Suite A, Portland, OR, 97209
  • At Portland Local 8 Federal Credit Union we offer personalized financial service to our family of credit union members. Our mission is to provide a welcoming atmosphere while striving to become our members’ primary financial institution. We offer competitive loan rates and dividends on deposits and will continue to evaluate and expand our services.
  • Portland Mortgage
  • 1126 NW Marshall St, Suite 100, Portland, OR, 97209
  • Take advantage of low mortgage rates before it's too late. Don't get lost in the maze of lending. Thanks to the experience of your local expert, Josh Leake with Portland Mortgage, you can refinance or purchase a home with ease. Headquartered in Portland, Oregon. Licensed in Oregon and Washington.
  • Principal Mortgage Group Inc
  • 2120 Northwest 16th Avenue, Portland, OR, 97209
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
  • Plum Tree Mortgage Inc D|B|A Portland Mortgage
  • 1126 Northwest Marshall Street, Portland, OR, 97209
  • Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.