USDA VS FHA in Salem, Marion County, OR

In 2026, in Salem, part of the county of Marion, OR, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® USDA loan calculator to check out today's top USDA versus FHA rates. This tool helps you analyze the income, credit score, reserves, and documentation needed for qualification. Our advanced calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan in suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Salem, County of Marion, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Salem, OR

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you with minimal hassle. Start with one of three approach options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining the USDA Loan in OR

The USDA home loan, insured by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, and it is exclusively available to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
  • Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.

  • RE Capital
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  • RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

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  • Motto Franchising, LLC
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  • Castle Peak Mortgage LLC
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  • Bighorn Mortgage Group Ltd
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