USDA Vs. FHA your options comparison in Salem, Marion County, OR
In 2025, in Salem, part of the county of Marion, OR, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $483,000.
Utilize the Lendersa® USDA loan calculator to check out today's top USDA versus FHA rates. This tool helps you analyze the income, credit score, reserves, and documentation needed for qualification. Our advanced calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Salem, County of Marion, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Salem, OR
The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you with minimal hassle. Start with one of three approach options that connect you with matching lenders and USDA loan programs.
The USDA home loan, insured by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, and it is exclusively available to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.
3634 E Andrew Johnson Highway, Greeneville, TN, 37745
Founded in 1953, Consumer Credit Union is a state charted, member owned financial institution with assets of $475 million. We are dedicated to providing our members with exceptional service. At Consumer Credit Union your savings are federally insured up to at least $250, 000 and backed by the full faith and credit of the United States.
Southern Finance has been providing financial services to consumers in East Tennessee and Southwest Virginia since 1955. Southern Finance is a consumer finance company with four convenient locations to serve you. We've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business.
Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
Nestfunder is a mortgage brokerage built on the principle of partnership. The employees of Nestfunder see themselves as your partner in homeownership. They strive to find the best possible loan product for any situation. Nestfunder wants to be there from purchase to sale. Nestfunder is on a mission to open doors to homeownership.
Community Mortgage Center is a local mortgage company operating in the Atlanta area since 2001. In the 16 years of our business operation we have helped a lot of people to achieve their goal to be a homeowner. We avoid the “cookie cutter” approach of larger companies and work hard to tailor our services to your specific needs and desires.
