USDA and FHA Pro and Con in Lafayette, Yamhill County, OR
For the year 2026, in the county of Yamhill, OR, located at Lafayette, the USDA loan maximum is set at $478,400. Meanwhile, the FHA loan limit for a single-family dwelling is $672,750.
The Lendersa® USDA loan calculator can be utilized to compare the most favorable USDA and FHA rates available today, assessing the income, credit status, reserves, and paperwork necessary for approval. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, facilitating an informed decision about the best program for your specific financial position in .
2026 Loan Ceilings and Down Payment Criteria in Lafayette, County of Yamhill, OR
Type of Loan
Maximum Loan
Down Payment Required
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Lafayette, OR
The pursuit of Lendersa® is to efficiently provide you with the most advantageous USDA or FHA loan without inconvenience. Choose from three pathways to connect with lenders and relevant USDA loan options.
A USDA home loan is a government-endorsed loan provided by the Department of Agriculture, often known as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas and, unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not need a down payment.
"When First Federal was founded nearly 100 years ago, we offered a new banking choice for Yamhill County residents. In the years since, we have grown in services and in number of branches, but our commitment to our customers and communities remains our primary focus. “We’re here, in the Yamhill Valley. Our mission is to provide superior banking.
Evergreen Home Loans is a premier local mortgage lender. We originate, fund, and service loans for our direct mortgage customers and provide mortgage solutions for our business partners, banks and credit unions. We deliver on time and as promised® while providing a “WOW” experience for our customers and our Evergreen family of associates.
CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.
1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
Lends in Oregon
Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
Jenny Kuball | Capitol Mortgage Company Loan Officer
2254 Wilmington Ave NW, Salem, OR, 97304
Lends in Oregon
As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Lends in Oregon
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Lends in Oregon
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
