USDA Vs. FHA Pro and Con comparison in Lafayette, Yamhill County, OR
For the year 2025, in the county of Yamhill, OR, located at Lafayette, the USDA loan maximum is set at $478,400. Meanwhile, the FHA loan limit for a single-family dwelling is $672,750.
The Lendersa® USDA loan calculator can be utilized to compare the most favorable USDA and FHA rates available today, assessing the income, credit status, reserves, and paperwork necessary for approval. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, facilitating an informed decision about the best program for your specific financial position in .
2025 Loan Ceilings and Down Payment Criteria in Lafayette, County of Yamhill, OR
Type of Loan
Maximum Loan
Down Payment Required
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Lafayette, OR
The pursuit of Lendersa® is to efficiently provide you with the most advantageous USDA or FHA loan without inconvenience. Choose from three pathways to connect with lenders and relevant USDA loan options.
A USDA home loan is a government-endorsed loan provided by the Department of Agriculture, often known as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas and, unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not need a down payment.
Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
With over 34 years of experience I come with a fresh prospective on the mortgage world. Being a mortgage broker at the beginning of my career and now here again after working in all other aspects of the business, I have a full understanding of the lending world and how to find the best product and pricing for my clients.
The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
