USDA Vs. FHA your options comparison in Carlton, Yamhill County, OR
In 2025, the USDA loan limit in Carlton, situated within the county of Yamhill, OR, is $478,400. In contrast, the FHA limit for a single-family home is set at $672,750, allowing you to plan accordingly.
Leverage the Lendersa® USDA loan calculator to directly compare the current best rates available for USDA vs. FHA options. Assess the income, credit requirements, reserves, and necessary documentation to qualify for these financial products. Our comprehensive mortgage calculator provides a detailed visual comparison, displaying USDA, FHA, Conforming, and VA loan options side by side. This tool aids you in selecting the program best suited to your unique financial circumstances in .
2025 Loan Limits and Down Payment Expectations in Carlton, County of Yamhill, OR
Type of Loan
Maximum Loan
Down Payment Requisite
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Carlton, OR
Lendersa® aims to promptly connect you with the most advantageous USDA or FHA loans, minimizing time and effort for you. Choose from one of three initial pathways to match with potential lenders and beneficial USDA loan programs. Our goal is to streamline your path to securing the right loan.
A USDA home loan, officially guaranteed by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is exclusively available for residences in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all, thus offering enhanced accessibility to potential homeowners.
Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services
We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.
241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
Westwood Mortgage specializes in helping people find the perfect loan for their needs.Our focus is on providing our clients with the best service, competitive interest rate & fees, along with the most accurate information. We offers clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs.
Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.