USDA Vs. FHA your options comparison in Carlton, Yamhill County, OR
In 2025, the USDA loan limit in Carlton, situated within the county of Yamhill, OR, is $478,400. In contrast, the FHA limit for a single-family home is set at $672,750, allowing you to plan accordingly.
Leverage the Lendersa® USDA loan calculator to directly compare the current best rates available for USDA vs. FHA options. Assess the income, credit requirements, reserves, and necessary documentation to qualify for these financial products. Our comprehensive mortgage calculator provides a detailed visual comparison, displaying USDA, FHA, Conforming, and VA loan options side by side. This tool aids you in selecting the program best suited to your unique financial circumstances in .
2025 Loan Limits and Down Payment Expectations in Carlton, County of Yamhill, OR
Type of Loan
Maximum Loan
Down Payment Requisite
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Carlton, OR
Lendersa® aims to promptly connect you with the most advantageous USDA or FHA loans, minimizing time and effort for you. Choose from one of three initial pathways to match with potential lenders and beneficial USDA loan programs. Our goal is to streamline your path to securing the right loan.
A USDA home loan, officially guaranteed by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is exclusively available for residences in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all, thus offering enhanced accessibility to potential homeowners.
Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA
1741 Old St. Augustine Road, Tallahassee, FL, 32301
"First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.
Initially, it may be difficult to see the difference in the types of services"
The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.
At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.
Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar
Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
