USDA and FHA Pro and Con in McMinnville, Yamhill County, OR
In 2025, the USDA loan limit for McMinnville residing in Yamhill County, within OR, is $478,400, whereas the FHA limit for a single-family residence is $672,750.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It’s designed to help you figure out the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which option in best fits your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in McMinnville, County of Yamhill, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in McMinnville, OR
Lendersa® aims to quickly secure the best USDA or FHA loans for you, reducing any inconvenience. Initiate one of three tailored approaches to connect with lenders and discover suitable USDA loan programs.
The USDA home loan, fully guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. A notable distinction from FHA loans, which need at least a 3.5% down payment, is that USDA loans require none, offering a significant advantage for those eligible.
1127 International Parkway, Fredericksburg, VA, 22406
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.
Customers can easily open an account or apply for a loan online.
421 Northern Boulevard South, Abington Township, PA, 18411
Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.
Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
CORE Credit Union was founded, in 1974, as Bulloch County School Employees Credit Union by eight residents of Bulloch County. The charter members originally founded the Credit Union to serve educators in Bulloch County. In 1980, the Credit Union expanded its field of membership to include the employees of Georgia Southern College.
Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.
