USDA VS FHA in Newberg, Yamhill County, OR

During 2026, the loan limit for USDA in Newberg, county of Yamhill, OR, is set at $478,400, whereas the FHA limit for a single-family home is $672,750.

Lendersa® provides a USDA loan calculator to help compare the best USDA versus FHA rates available today. This tool assists in understanding the income, credit, reserves, and necessary documentation to qualify. With its advanced features, our mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to determine the most suitable program for your specific financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Newberg, Yamhill, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Newberg, OR

At Lendersa®, our objective is to secure the finest USDA or FHA loan for you promptly and with ease. Choose from three initial routes that facilitate finding suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in OR

The USDA home loan is endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, accessible only in rural areas. While FHA loans demand a minimum 3.5% down payment, USDA loans are distinguished by their no-down-payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Newberg Lenders

  • CASHCO Financial Services, Inc
  • 922 SE Oak St, Hillsboro, OR, 97123
  • Lends in Oregon
  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.

  • Baseline Mortgage LLC
  • 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
  • Lends in Oregon
  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Lends in Oregon
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.

  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Lends in Oregon
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.

  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Lends in Oregon
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.

  • Edgewater Funding Inc
  • 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
  • Lends in Oregon
  • Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.

  • Westcorp Mortgage Group LLC
  • 14620 SW 126th Ave., Portland, OR, 97224
  • Lends in Oregon
  • Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..

  • United Trades FCU
  • 20210 SW Teton Avenue, Tualatin, OR, 97062
  • Lends in Oregon
  • Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.

  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Lends in Oregon
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.

  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • Lends in Oregon
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients