USDA and FHA Pro and Con in Sheridan, Yamhill County, OR

Throughout 2026, within Sheridan in the county of Yamhill, located in OR, the USDA loan limit is $478,400. In comparison, the limit for an FHA loan on a single-family home is $672,750.

You can use the Lendersa® USDA loan calculator to check today’s top USDA and FHA rates, and find out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is the most suitable for your unique financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Sheridan, County of Yamhill, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Sheridan, OR

Lendersa® is committed to securing the optimal USDA or FHA loan for you swiftly and effortlessly. Choose from one of these starting points to connect with lenders and explore USDA loan programs:

Lendersa USDA loan request and matching results

Understanding a USDA Loan in OR

A USDA home loan, alternatively called a US Department of Agriculture Mortgage or a USDA rural development loan, is guaranteed by the federal government and is intended solely for rural areas. This differentiates it from FHA loans, which necessitate a minimum down payment of 3.5%. In contrast, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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