USDA and FHA Pro and Con in Sheridan, Yamhill County, OR
Throughout 2025, within Sheridan in the county of Yamhill, located in OR, the USDA loan limit is $478,400. In comparison, the limit for an FHA loan on a single-family home is $672,750.
You can use the Lendersa® USDA loan calculator to check today’s top USDA and FHA rates, and find out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in is the most suitable for your unique financial needs.
Loan Limits and Downpayment Requirements for 2025 in Sheridan, County of Yamhill, OR
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sheridan, OR
Lendersa® is committed to securing the optimal USDA or FHA loan for you swiftly and effortlessly. Choose from one of these starting points to connect with lenders and explore USDA loan programs:
A USDA home loan, alternatively called a US Department of Agriculture Mortgage or a USDA rural development loan, is guaranteed by the federal government and is intended solely for rural areas. This differentiates it from FHA loans, which necessitate a minimum down payment of 3.5%. In contrast, USDA mortgages require no down payment whatsoever.
1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment
Knight Financial - A Division of American Pacific Mortgage
385 NW Harrison Blvd, Corvallis, OR, 97330
We are a full service residential mortgage firm delivering elite customer care. We designed our lender list to offer premier traditional and portfolio lending products. We are licensed in OR, WA, CA, ID & NV and have completed over 2, 600 home loans totaling over $800 million in loan volume since our inception in August of 2005.
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
